LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,752
−HK$5,879/mo
▼ 0.25% · 3.875%
HK$96,668
−HK$2,963/mo
Today · 4.125%
HK$99,631
baseline
▲ 0.50% · 4.625%
HK$105,694
+HK$6,063/mo
Deposit HK$20.56M · loan HK$20.56M · min. income ≈ HK$199,262/mo (50% DSR)
Upfront cash ≈ HK$22.30M (deposit + AVD stamp duty HK$1,747,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,298
−HK$5,635/mo
▼ 0.25% · 3.875%
HK$107,096
−HK$2,837/mo
Today · 4.125%
HK$109,933
baseline
▲ 0.50% · 4.625%
HK$115,728
+HK$5,795/mo
Deposit HK$20.56M · loan HK$20.56M · min. income ≈ HK$219,866/mo (50% DSR)
Upfront cash ≈ HK$22.30M (deposit + AVD stamp duty HK$1,747,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,503
−HK$7,055/mo
▼ 0.25% · 3.875%
HK$116,002
−HK$3,556/mo
Today · 4.125%
HK$119,558
baseline
▲ 0.50% · 4.625%
HK$126,832
+HK$7,274/mo
Deposit HK$16.45M · loan HK$24.67M · min. income ≈ HK$239,116/mo (50% DSR)
Upfront cash ≈ HK$18.19M (deposit + AVD stamp duty HK$1,747,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,158
−HK$6,762/mo
▼ 0.25% · 3.875%
HK$128,515
−HK$3,405/mo
Today · 4.125%
HK$131,920
baseline
▲ 0.50% · 4.625%
HK$138,874
+HK$6,954/mo
Deposit HK$16.45M · loan HK$24.67M · min. income ≈ HK$263,840/mo (50% DSR)
Upfront cash ≈ HK$18.19M (deposit + AVD stamp duty HK$1,747,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,253
−HK$8,231/mo
▼ 0.25% · 3.875%
HK$135,336
−HK$4,148/mo
Today · 4.125%
HK$139,484
baseline
▲ 0.50% · 4.625%
HK$147,971
+HK$8,487/mo
Deposit HK$12.33M · loan HK$28.78M · min. income ≈ HK$278,968/mo (50% DSR)
Upfront cash ≈ HK$14.08M (deposit + AVD stamp duty HK$1,747,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,018
−HK$7,889/mo
▼ 0.25% · 3.875%
HK$149,934
−HK$3,973/mo
Today · 4.125%
HK$153,907
baseline
▲ 0.50% · 4.625%
HK$162,019
+HK$8,112/mo
Deposit HK$12.33M · loan HK$28.78M · min. income ≈ HK$307,814/mo (50% DSR)
Upfront cash ≈ HK$14.08M (deposit + AVD stamp duty HK$1,747,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,754
−HK$10,582/mo
▼ 0.25% · 3.875%
HK$174,003
−HK$5,333/mo
Today · 4.125%
HK$179,336
baseline
▲ 0.50% · 4.625%
HK$190,249
+HK$10,913/mo
Deposit HK$4.11M · loan HK$37.00M · min. income ≈ HK$358,672/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$1,747,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,737
−HK$10,143/mo
▼ 0.25% · 3.875%
HK$192,772
−HK$5,108/mo
Today · 4.125%
HK$197,880
baseline
▲ 0.50% · 4.625%
HK$208,310
+HK$10,430/mo
Deposit HK$4.11M · loan HK$37.00M · min. income ≈ HK$395,760/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$1,747,378 · Scale 2, in force from 26 Feb 2026)