LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,771
−HK$5,880/mo
▼ 0.25% · 3.875%
HK$96,688
−HK$2,963/mo
Today · 4.125%
HK$99,651
baseline
▲ 0.50% · 4.625%
HK$105,715
+HK$6,064/mo
Deposit HK$20.56M · loan HK$20.56M · min. income ≈ HK$199,302/mo (50% DSR)
Upfront cash ≈ HK$22.31M (deposit + AVD stamp duty HK$1,747,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,319
−HK$5,636/mo
▼ 0.25% · 3.875%
HK$107,117
−HK$2,838/mo
Today · 4.125%
HK$109,955
baseline
▲ 0.50% · 4.625%
HK$115,751
+HK$5,796/mo
Deposit HK$20.56M · loan HK$20.56M · min. income ≈ HK$219,910/mo (50% DSR)
Upfront cash ≈ HK$22.31M (deposit + AVD stamp duty HK$1,747,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,525
−HK$7,057/mo
▼ 0.25% · 3.875%
HK$116,025
−HK$3,557/mo
Today · 4.125%
HK$119,582
baseline
▲ 0.50% · 4.625%
HK$126,858
+HK$7,276/mo
Deposit HK$16.45M · loan HK$24.67M · min. income ≈ HK$239,164/mo (50% DSR)
Upfront cash ≈ HK$18.20M (deposit + AVD stamp duty HK$1,747,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,183
−HK$6,764/mo
▼ 0.25% · 3.875%
HK$128,541
−HK$3,406/mo
Today · 4.125%
HK$131,947
baseline
▲ 0.50% · 4.625%
HK$138,902
+HK$6,955/mo
Deposit HK$16.45M · loan HK$24.67M · min. income ≈ HK$263,894/mo (50% DSR)
Upfront cash ≈ HK$18.20M (deposit + AVD stamp duty HK$1,747,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,280
−HK$8,232/mo
▼ 0.25% · 3.875%
HK$135,363
−HK$4,149/mo
Today · 4.125%
HK$139,512
baseline
▲ 0.50% · 4.625%
HK$148,001
+HK$8,489/mo
Deposit HK$12.34M · loan HK$28.79M · min. income ≈ HK$279,024/mo (50% DSR)
Upfront cash ≈ HK$14.08M (deposit + AVD stamp duty HK$1,747,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,047
−HK$7,891/mo
▼ 0.25% · 3.875%
HK$149,964
−HK$3,974/mo
Today · 4.125%
HK$153,938
baseline
▲ 0.50% · 4.625%
HK$162,052
+HK$8,114/mo
Deposit HK$12.34M · loan HK$28.79M · min. income ≈ HK$307,876/mo (50% DSR)
Upfront cash ≈ HK$14.08M (deposit + AVD stamp duty HK$1,747,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,788
−HK$10,584/mo
▼ 0.25% · 3.875%
HK$174,038
−HK$5,334/mo
Today · 4.125%
HK$179,372
baseline
▲ 0.50% · 4.625%
HK$190,287
+HK$10,915/mo
Deposit HK$4.11M · loan HK$37.01M · min. income ≈ HK$358,744/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$1,747,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,775
−HK$10,145/mo
▼ 0.25% · 3.875%
HK$192,811
−HK$5,109/mo
Today · 4.125%
HK$197,920
baseline
▲ 0.50% · 4.625%
HK$208,352
+HK$10,432/mo
Deposit HK$4.11M · loan HK$37.01M · min. income ≈ HK$395,840/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$1,747,730 · Scale 2, in force from 26 Feb 2026)