LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,775
−HK$5,880/mo
▼ 0.25% · 3.875%
HK$96,692
−HK$2,963/mo
Today · 4.125%
HK$99,655
baseline
▲ 0.50% · 4.625%
HK$105,719
+HK$6,064/mo
Deposit HK$20.56M · loan HK$20.56M · min. income ≈ HK$199,310/mo (50% DSR)
Upfront cash ≈ HK$22.31M (deposit + AVD stamp duty HK$1,747,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,324
−HK$5,636/mo
▼ 0.25% · 3.875%
HK$107,121
−HK$2,839/mo
Today · 4.125%
HK$109,960
baseline
▲ 0.50% · 4.625%
HK$115,756
+HK$5,796/mo
Deposit HK$20.56M · loan HK$20.56M · min. income ≈ HK$219,920/mo (50% DSR)
Upfront cash ≈ HK$22.31M (deposit + AVD stamp duty HK$1,747,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,530
−HK$7,056/mo
▼ 0.25% · 3.875%
HK$116,030
−HK$3,556/mo
Today · 4.125%
HK$119,586
baseline
▲ 0.50% · 4.625%
HK$126,863
+HK$7,277/mo
Deposit HK$16.45M · loan HK$24.67M · min. income ≈ HK$239,172/mo (50% DSR)
Upfront cash ≈ HK$18.20M (deposit + AVD stamp duty HK$1,747,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,188
−HK$6,764/mo
▼ 0.25% · 3.875%
HK$128,546
−HK$3,406/mo
Today · 4.125%
HK$131,952
baseline
▲ 0.50% · 4.625%
HK$138,907
+HK$6,955/mo
Deposit HK$16.45M · loan HK$24.67M · min. income ≈ HK$263,904/mo (50% DSR)
Upfront cash ≈ HK$18.20M (deposit + AVD stamp duty HK$1,747,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,285
−HK$8,233/mo
▼ 0.25% · 3.875%
HK$135,369
−HK$4,149/mo
Today · 4.125%
HK$139,518
baseline
▲ 0.50% · 4.625%
HK$148,007
+HK$8,489/mo
Deposit HK$12.34M · loan HK$28.79M · min. income ≈ HK$279,036/mo (50% DSR)
Upfront cash ≈ HK$14.09M (deposit + AVD stamp duty HK$1,747,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,053
−HK$7,891/mo
▼ 0.25% · 3.875%
HK$149,970
−HK$3,974/mo
Today · 4.125%
HK$153,944
baseline
▲ 0.50% · 4.625%
HK$162,058
+HK$8,114/mo
Deposit HK$12.34M · loan HK$28.79M · min. income ≈ HK$307,888/mo (50% DSR)
Upfront cash ≈ HK$14.09M (deposit + AVD stamp duty HK$1,747,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,795
−HK$10,585/mo
▼ 0.25% · 3.875%
HK$174,045
−HK$5,335/mo
Today · 4.125%
HK$179,380
baseline
▲ 0.50% · 4.625%
HK$190,294
+HK$10,914/mo
Deposit HK$4.11M · loan HK$37.01M · min. income ≈ HK$358,760/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$1,747,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,782
−HK$10,146/mo
▼ 0.25% · 3.875%
HK$192,819
−HK$5,109/mo
Today · 4.125%
HK$197,928
baseline
▲ 0.50% · 4.625%
HK$208,361
+HK$10,433/mo
Deposit HK$4.11M · loan HK$37.01M · min. income ≈ HK$395,856/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$1,747,800 · Scale 2, in force from 26 Feb 2026)