LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,787
−HK$5,881/mo
▼ 0.25% · 3.875%
HK$96,704
−HK$2,964/mo
Today · 4.125%
HK$99,668
baseline
▲ 0.50% · 4.625%
HK$105,732
+HK$6,064/mo
Deposit HK$20.56M · loan HK$20.56M · min. income ≈ HK$199,336/mo (50% DSR)
Upfront cash ≈ HK$22.31M (deposit + AVD stamp duty HK$1,748,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,337
−HK$5,637/mo
▼ 0.25% · 3.875%
HK$107,135
−HK$2,839/mo
Today · 4.125%
HK$109,974
baseline
▲ 0.50% · 4.625%
HK$115,771
+HK$5,797/mo
Deposit HK$20.56M · loan HK$20.56M · min. income ≈ HK$219,948/mo (50% DSR)
Upfront cash ≈ HK$22.31M (deposit + AVD stamp duty HK$1,748,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,544
−HK$7,058/mo
▼ 0.25% · 3.875%
HK$116,045
−HK$3,557/mo
Today · 4.125%
HK$119,602
baseline
▲ 0.50% · 4.625%
HK$126,879
+HK$7,277/mo
Deposit HK$16.45M · loan HK$24.68M · min. income ≈ HK$239,204/mo (50% DSR)
Upfront cash ≈ HK$18.20M (deposit + AVD stamp duty HK$1,748,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,204
−HK$6,764/mo
▼ 0.25% · 3.875%
HK$128,562
−HK$3,406/mo
Today · 4.125%
HK$131,968
baseline
▲ 0.50% · 4.625%
HK$138,925
+HK$6,957/mo
Deposit HK$16.45M · loan HK$24.68M · min. income ≈ HK$263,936/mo (50% DSR)
Upfront cash ≈ HK$18.20M (deposit + AVD stamp duty HK$1,748,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,301
−HK$8,234/mo
▼ 0.25% · 3.875%
HK$135,386
−HK$4,149/mo
Today · 4.125%
HK$139,535
baseline
▲ 0.50% · 4.625%
HK$148,025
+HK$8,490/mo
Deposit HK$12.34M · loan HK$28.79M · min. income ≈ HK$279,070/mo (50% DSR)
Upfront cash ≈ HK$14.09M (deposit + AVD stamp duty HK$1,748,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,071
−HK$7,892/mo
▼ 0.25% · 3.875%
HK$149,989
−HK$3,974/mo
Today · 4.125%
HK$153,963
baseline
▲ 0.50% · 4.625%
HK$162,079
+HK$8,116/mo
Deposit HK$12.34M · loan HK$28.79M · min. income ≈ HK$307,926/mo (50% DSR)
Upfront cash ≈ HK$14.09M (deposit + AVD stamp duty HK$1,748,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,816
−HK$10,586/mo
▼ 0.25% · 3.875%
HK$174,067
−HK$5,335/mo
Today · 4.125%
HK$179,402
baseline
▲ 0.50% · 4.625%
HK$190,318
+HK$10,916/mo
Deposit HK$4.11M · loan HK$37.02M · min. income ≈ HK$358,804/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$1,748,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,806
−HK$10,147/mo
▼ 0.25% · 3.875%
HK$192,843
−HK$5,110/mo
Today · 4.125%
HK$197,953
baseline
▲ 0.50% · 4.625%
HK$208,387
+HK$10,434/mo
Deposit HK$4.11M · loan HK$37.02M · min. income ≈ HK$395,906/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$1,748,020 · Scale 2, in force from 26 Feb 2026)