LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,795
−HK$5,881/mo
▼ 0.25% · 3.875%
HK$96,712
−HK$2,964/mo
Today · 4.125%
HK$99,676
baseline
▲ 0.50% · 4.625%
HK$105,741
+HK$6,065/mo
Deposit HK$20.57M · loan HK$20.57M · min. income ≈ HK$199,352/mo (50% DSR)
Upfront cash ≈ HK$22.31M (deposit + AVD stamp duty HK$1,748,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,345
−HK$5,638/mo
▼ 0.25% · 3.875%
HK$107,144
−HK$2,839/mo
Today · 4.125%
HK$109,983
baseline
▲ 0.50% · 4.625%
HK$115,780
+HK$5,797/mo
Deposit HK$20.57M · loan HK$20.57M · min. income ≈ HK$219,966/mo (50% DSR)
Upfront cash ≈ HK$22.31M (deposit + AVD stamp duty HK$1,748,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,553
−HK$7,059/mo
▼ 0.25% · 3.875%
HK$116,054
−HK$3,558/mo
Today · 4.125%
HK$119,612
baseline
▲ 0.50% · 4.625%
HK$126,890
+HK$7,278/mo
Deposit HK$16.45M · loan HK$24.68M · min. income ≈ HK$239,224/mo (50% DSR)
Upfront cash ≈ HK$18.20M (deposit + AVD stamp duty HK$1,748,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,215
−HK$6,764/mo
▼ 0.25% · 3.875%
HK$128,573
−HK$3,406/mo
Today · 4.125%
HK$131,979
baseline
▲ 0.50% · 4.625%
HK$138,936
+HK$6,957/mo
Deposit HK$16.45M · loan HK$24.68M · min. income ≈ HK$263,958/mo (50% DSR)
Upfront cash ≈ HK$18.20M (deposit + AVD stamp duty HK$1,748,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,312
−HK$8,235/mo
▼ 0.25% · 3.875%
HK$135,397
−HK$4,150/mo
Today · 4.125%
HK$139,547
baseline
▲ 0.50% · 4.625%
HK$148,038
+HK$8,491/mo
Deposit HK$12.34M · loan HK$28.79M · min. income ≈ HK$279,094/mo (50% DSR)
Upfront cash ≈ HK$14.09M (deposit + AVD stamp duty HK$1,748,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,084
−HK$7,892/mo
▼ 0.25% · 3.875%
HK$150,002
−HK$3,974/mo
Today · 4.125%
HK$153,976
baseline
▲ 0.50% · 4.625%
HK$162,092
+HK$8,116/mo
Deposit HK$12.34M · loan HK$28.79M · min. income ≈ HK$307,952/mo (50% DSR)
Upfront cash ≈ HK$14.09M (deposit + AVD stamp duty HK$1,748,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,830
−HK$10,587/mo
▼ 0.25% · 3.875%
HK$174,082
−HK$5,335/mo
Today · 4.125%
HK$179,417
baseline
▲ 0.50% · 4.625%
HK$190,334
+HK$10,917/mo
Deposit HK$4.11M · loan HK$37.02M · min. income ≈ HK$358,834/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$1,748,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,822
−HK$10,147/mo
▼ 0.25% · 3.875%
HK$192,859
−HK$5,110/mo
Today · 4.125%
HK$197,969
baseline
▲ 0.50% · 4.625%
HK$208,404
+HK$10,435/mo
Deposit HK$4.11M · loan HK$37.02M · min. income ≈ HK$395,938/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$1,748,166 · Scale 2, in force from 26 Feb 2026)