LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,380
−HK$588/mo
▼ 0.25% · 3.875%
HK$9,672
−HK$296/mo
Today · 4.125%
HK$9,968
baseline
▲ 0.50% · 4.625%
HK$10,574
+HK$606/mo
Deposit HK$2.06M · loan HK$2.06M · min. income ≈ HK$19,936/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$22,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,435
−HK$564/mo
▼ 0.25% · 3.875%
HK$10,715
−HK$284/mo
Today · 4.125%
HK$10,999
baseline
▲ 0.50% · 4.625%
HK$11,578
+HK$579/mo
Deposit HK$2.06M · loan HK$2.06M · min. income ≈ HK$21,998/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$22,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,256
−HK$706/mo
▼ 0.25% · 3.875%
HK$11,606
−HK$356/mo
Today · 4.125%
HK$11,962
baseline
▲ 0.50% · 4.625%
HK$12,689
+HK$727/mo
Deposit HK$1.65M · loan HK$2.47M · min. income ≈ HK$23,924/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$22,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,522
−HK$676/mo
▼ 0.25% · 3.875%
HK$12,858
−HK$340/mo
Today · 4.125%
HK$13,198
baseline
▲ 0.50% · 4.625%
HK$13,894
+HK$696/mo
Deposit HK$1.65M · loan HK$2.47M · min. income ≈ HK$26,396/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$22,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,132
−HK$823/mo
▼ 0.25% · 3.875%
HK$13,540
−HK$415/mo
Today · 4.125%
HK$13,955
baseline
▲ 0.50% · 4.625%
HK$14,804
+HK$849/mo
Deposit HK$1.23M · loan HK$2.88M · min. income ≈ HK$27,910/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$22,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,609
−HK$789/mo
▼ 0.25% · 3.875%
HK$15,001
−HK$397/mo
Today · 4.125%
HK$15,398
baseline
▲ 0.50% · 4.625%
HK$16,210
+HK$812/mo
Deposit HK$1.23M · loan HK$2.88M · min. income ≈ HK$30,796/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$22,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,884
−HK$1,058/mo
▼ 0.25% · 3.875%
HK$17,409
−HK$533/mo
Today · 4.125%
HK$17,942
baseline
▲ 0.50% · 4.625%
HK$19,034
+HK$1,092/mo
Deposit HK$411K · loan HK$3.70M · min. income ≈ HK$35,884/mo (50% DSR)
Upfront cash ≈ HK$434K (deposit + AVD stamp duty HK$22,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,783
−HK$1,015/mo
▼ 0.25% · 3.875%
HK$19,287
−HK$511/mo
Today · 4.125%
HK$19,798
baseline
▲ 0.50% · 4.625%
HK$20,841
+HK$1,043/mo
Deposit HK$411K · loan HK$3.70M · min. income ≈ HK$39,596/mo (50% DSR)
Upfront cash ≈ HK$434K (deposit + AVD stamp duty HK$22,795 · Scale 2, in force from 26 Feb 2026)