LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,801
−HK$5,882/mo
▼ 0.25% · 3.875%
HK$96,719
−HK$2,964/mo
Today · 4.125%
HK$99,683
baseline
▲ 0.50% · 4.625%
HK$105,749
+HK$6,066/mo
Deposit HK$20.57M · loan HK$20.57M · min. income ≈ HK$199,366/mo (50% DSR)
Upfront cash ≈ HK$22.32M (deposit + AVD stamp duty HK$1,748,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,353
−HK$5,638/mo
▼ 0.25% · 3.875%
HK$107,151
−HK$2,840/mo
Today · 4.125%
HK$109,991
baseline
▲ 0.50% · 4.625%
HK$115,788
+HK$5,797/mo
Deposit HK$20.57M · loan HK$20.57M · min. income ≈ HK$219,982/mo (50% DSR)
Upfront cash ≈ HK$22.32M (deposit + AVD stamp duty HK$1,748,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,561
−HK$7,059/mo
▼ 0.25% · 3.875%
HK$116,063
−HK$3,557/mo
Today · 4.125%
HK$119,620
baseline
▲ 0.50% · 4.625%
HK$126,899
+HK$7,279/mo
Deposit HK$16.45M · loan HK$24.68M · min. income ≈ HK$239,240/mo (50% DSR)
Upfront cash ≈ HK$18.20M (deposit + AVD stamp duty HK$1,748,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,223
−HK$6,766/mo
▼ 0.25% · 3.875%
HK$128,582
−HK$3,407/mo
Today · 4.125%
HK$131,989
baseline
▲ 0.50% · 4.625%
HK$138,946
+HK$6,957/mo
Deposit HK$16.45M · loan HK$24.68M · min. income ≈ HK$263,978/mo (50% DSR)
Upfront cash ≈ HK$18.20M (deposit + AVD stamp duty HK$1,748,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,322
−HK$8,235/mo
▼ 0.25% · 3.875%
HK$135,406
−HK$4,151/mo
Today · 4.125%
HK$139,557
baseline
▲ 0.50% · 4.625%
HK$148,048
+HK$8,491/mo
Deposit HK$12.34M · loan HK$28.80M · min. income ≈ HK$279,114/mo (50% DSR)
Upfront cash ≈ HK$14.09M (deposit + AVD stamp duty HK$1,748,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,094
−HK$7,893/mo
▼ 0.25% · 3.875%
HK$150,012
−HK$3,975/mo
Today · 4.125%
HK$153,987
baseline
▲ 0.50% · 4.625%
HK$162,104
+HK$8,117/mo
Deposit HK$12.34M · loan HK$28.80M · min. income ≈ HK$307,974/mo (50% DSR)
Upfront cash ≈ HK$14.09M (deposit + AVD stamp duty HK$1,748,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,842
−HK$10,588/mo
▼ 0.25% · 3.875%
HK$174,094
−HK$5,336/mo
Today · 4.125%
HK$179,430
baseline
▲ 0.50% · 4.625%
HK$190,348
+HK$10,918/mo
Deposit HK$4.11M · loan HK$37.02M · min. income ≈ HK$358,860/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$1,748,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,835
−HK$10,148/mo
▼ 0.25% · 3.875%
HK$192,873
−HK$5,110/mo
Today · 4.125%
HK$197,983
baseline
▲ 0.50% · 4.625%
HK$208,419
+HK$10,436/mo
Deposit HK$4.11M · loan HK$37.02M · min. income ≈ HK$395,966/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$1,748,289 · Scale 2, in force from 26 Feb 2026)