LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,381
−HK$588/mo
▼ 0.25% · 3.875%
HK$9,672
−HK$297/mo
Today · 4.125%
HK$9,969
baseline
▲ 0.50% · 4.625%
HK$10,575
+HK$606/mo
Deposit HK$2.06M · loan HK$2.06M · min. income ≈ HK$19,938/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$22,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,436
−HK$564/mo
▼ 0.25% · 3.875%
HK$10,716
−HK$284/mo
Today · 4.125%
HK$11,000
baseline
▲ 0.50% · 4.625%
HK$11,579
+HK$579/mo
Deposit HK$2.06M · loan HK$2.06M · min. income ≈ HK$22,000/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$22,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,257
−HK$706/mo
▼ 0.25% · 3.875%
HK$11,607
−HK$356/mo
Today · 4.125%
HK$11,963
baseline
▲ 0.50% · 4.625%
HK$12,690
+HK$727/mo
Deposit HK$1.65M · loan HK$2.47M · min. income ≈ HK$23,926/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$22,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,523
−HK$676/mo
▼ 0.25% · 3.875%
HK$12,859
−HK$340/mo
Today · 4.125%
HK$13,199
baseline
▲ 0.50% · 4.625%
HK$13,895
+HK$696/mo
Deposit HK$1.65M · loan HK$2.47M · min. income ≈ HK$26,398/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$22,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,133
−HK$823/mo
▼ 0.25% · 3.875%
HK$13,541
−HK$415/mo
Today · 4.125%
HK$13,956
baseline
▲ 0.50% · 4.625%
HK$14,805
+HK$849/mo
Deposit HK$1.23M · loan HK$2.88M · min. income ≈ HK$27,912/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$22,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,610
−HK$789/mo
▼ 0.25% · 3.875%
HK$15,002
−HK$397/mo
Today · 4.125%
HK$15,399
baseline
▲ 0.50% · 4.625%
HK$16,211
+HK$812/mo
Deposit HK$1.23M · loan HK$2.88M · min. income ≈ HK$30,798/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$22,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,885
−HK$1,059/mo
▼ 0.25% · 3.875%
HK$17,410
−HK$534/mo
Today · 4.125%
HK$17,944
baseline
▲ 0.50% · 4.625%
HK$19,036
+HK$1,092/mo
Deposit HK$411K · loan HK$3.70M · min. income ≈ HK$35,888/mo (50% DSR)
Upfront cash ≈ HK$434K (deposit + AVD stamp duty HK$22,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,784
−HK$1,015/mo
▼ 0.25% · 3.875%
HK$19,288
−HK$511/mo
Today · 4.125%
HK$19,799
baseline
▲ 0.50% · 4.625%
HK$20,843
+HK$1,044/mo
Deposit HK$411K · loan HK$3.70M · min. income ≈ HK$39,598/mo (50% DSR)
Upfront cash ≈ HK$434K (deposit + AVD stamp duty HK$22,862 · Scale 2, in force from 26 Feb 2026)