LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,807
−HK$5,883/mo
▼ 0.25% · 3.875%
HK$96,725
−HK$2,965/mo
Today · 4.125%
HK$99,690
baseline
▲ 0.50% · 4.625%
HK$105,756
+HK$6,066/mo
Deposit HK$20.57M · loan HK$20.57M · min. income ≈ HK$199,380/mo (50% DSR)
Upfront cash ≈ HK$22.32M (deposit + AVD stamp duty HK$1,748,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,360
−HK$5,638/mo
▼ 0.25% · 3.875%
HK$107,158
−HK$2,840/mo
Today · 4.125%
HK$109,998
baseline
▲ 0.50% · 4.625%
HK$115,796
+HK$5,798/mo
Deposit HK$20.57M · loan HK$20.57M · min. income ≈ HK$219,996/mo (50% DSR)
Upfront cash ≈ HK$22.32M (deposit + AVD stamp duty HK$1,748,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,569
−HK$7,059/mo
▼ 0.25% · 3.875%
HK$116,070
−HK$3,558/mo
Today · 4.125%
HK$119,628
baseline
▲ 0.50% · 4.625%
HK$126,907
+HK$7,279/mo
Deposit HK$16.46M · loan HK$24.68M · min. income ≈ HK$239,256/mo (50% DSR)
Upfront cash ≈ HK$18.20M (deposit + AVD stamp duty HK$1,748,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,231
−HK$6,766/mo
▼ 0.25% · 3.875%
HK$128,590
−HK$3,407/mo
Today · 4.125%
HK$131,997
baseline
▲ 0.50% · 4.625%
HK$138,955
+HK$6,958/mo
Deposit HK$16.46M · loan HK$24.68M · min. income ≈ HK$263,994/mo (50% DSR)
Upfront cash ≈ HK$18.20M (deposit + AVD stamp duty HK$1,748,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,330
−HK$8,236/mo
▼ 0.25% · 3.875%
HK$135,415
−HK$4,151/mo
Today · 4.125%
HK$139,566
baseline
▲ 0.50% · 4.625%
HK$148,058
+HK$8,492/mo
Deposit HK$12.34M · loan HK$28.80M · min. income ≈ HK$279,132/mo (50% DSR)
Upfront cash ≈ HK$14.09M (deposit + AVD stamp duty HK$1,748,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,103
−HK$7,894/mo
▼ 0.25% · 3.875%
HK$150,022
−HK$3,975/mo
Today · 4.125%
HK$153,997
baseline
▲ 0.50% · 4.625%
HK$162,114
+HK$8,117/mo
Deposit HK$12.34M · loan HK$28.80M · min. income ≈ HK$307,994/mo (50% DSR)
Upfront cash ≈ HK$14.09M (deposit + AVD stamp duty HK$1,748,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,853
−HK$10,589/mo
▼ 0.25% · 3.875%
HK$174,105
−HK$5,337/mo
Today · 4.125%
HK$179,442
baseline
▲ 0.50% · 4.625%
HK$190,360
+HK$10,918/mo
Deposit HK$4.11M · loan HK$37.02M · min. income ≈ HK$358,884/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$1,748,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,847
−HK$10,149/mo
▼ 0.25% · 3.875%
HK$192,885
−HK$5,111/mo
Today · 4.125%
HK$197,996
baseline
▲ 0.50% · 4.625%
HK$208,433
+HK$10,437/mo
Deposit HK$4.11M · loan HK$37.02M · min. income ≈ HK$395,992/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$1,748,403 · Scale 2, in force from 26 Feb 2026)