LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,810
−HK$5,883/mo
▼ 0.25% · 3.875%
HK$96,728
−HK$2,965/mo
Today · 4.125%
HK$99,693
baseline
▲ 0.50% · 4.625%
HK$105,759
+HK$6,066/mo
Deposit HK$20.57M · loan HK$20.57M · min. income ≈ HK$199,386/mo (50% DSR)
Upfront cash ≈ HK$22.32M (deposit + AVD stamp duty HK$1,748,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,363
−HK$5,639/mo
▼ 0.25% · 3.875%
HK$107,162
−HK$2,840/mo
Today · 4.125%
HK$110,002
baseline
▲ 0.50% · 4.625%
HK$115,800
+HK$5,798/mo
Deposit HK$20.57M · loan HK$20.57M · min. income ≈ HK$220,004/mo (50% DSR)
Upfront cash ≈ HK$22.32M (deposit + AVD stamp duty HK$1,748,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,573
−HK$7,059/mo
▼ 0.25% · 3.875%
HK$116,074
−HK$3,558/mo
Today · 4.125%
HK$119,632
baseline
▲ 0.50% · 4.625%
HK$126,911
+HK$7,279/mo
Deposit HK$16.46M · loan HK$24.68M · min. income ≈ HK$239,264/mo (50% DSR)
Upfront cash ≈ HK$18.20M (deposit + AVD stamp duty HK$1,748,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,236
−HK$6,766/mo
▼ 0.25% · 3.875%
HK$128,595
−HK$3,407/mo
Today · 4.125%
HK$132,002
baseline
▲ 0.50% · 4.625%
HK$138,960
+HK$6,958/mo
Deposit HK$16.46M · loan HK$24.68M · min. income ≈ HK$264,004/mo (50% DSR)
Upfront cash ≈ HK$18.20M (deposit + AVD stamp duty HK$1,748,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,335
−HK$8,235/mo
▼ 0.25% · 3.875%
HK$135,420
−HK$4,150/mo
Today · 4.125%
HK$139,570
baseline
▲ 0.50% · 4.625%
HK$148,063
+HK$8,493/mo
Deposit HK$12.34M · loan HK$28.80M · min. income ≈ HK$279,140/mo (50% DSR)
Upfront cash ≈ HK$14.09M (deposit + AVD stamp duty HK$1,748,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,108
−HK$7,894/mo
▼ 0.25% · 3.875%
HK$150,027
−HK$3,975/mo
Today · 4.125%
HK$154,002
baseline
▲ 0.50% · 4.625%
HK$162,120
+HK$8,118/mo
Deposit HK$12.34M · loan HK$28.80M · min. income ≈ HK$308,004/mo (50% DSR)
Upfront cash ≈ HK$14.09M (deposit + AVD stamp duty HK$1,748,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,859
−HK$10,589/mo
▼ 0.25% · 3.875%
HK$174,111
−HK$5,337/mo
Today · 4.125%
HK$179,448
baseline
▲ 0.50% · 4.625%
HK$190,367
+HK$10,919/mo
Deposit HK$4.11M · loan HK$37.03M · min. income ≈ HK$358,896/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$1,748,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,854
−HK$10,149/mo
▼ 0.25% · 3.875%
HK$192,892
−HK$5,111/mo
Today · 4.125%
HK$198,003
baseline
▲ 0.50% · 4.625%
HK$208,440
+HK$10,437/mo
Deposit HK$4.11M · loan HK$37.03M · min. income ≈ HK$396,006/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$1,748,463 · Scale 2, in force from 26 Feb 2026)