LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,815
−HK$5,883/mo
▼ 0.25% · 3.875%
HK$96,733
−HK$2,965/mo
Today · 4.125%
HK$99,698
baseline
▲ 0.50% · 4.625%
HK$105,764
+HK$6,066/mo
Deposit HK$20.57M · loan HK$20.57M · min. income ≈ HK$199,396/mo (50% DSR)
Upfront cash ≈ HK$22.32M (deposit + AVD stamp duty HK$1,748,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,368
−HK$5,639/mo
▼ 0.25% · 3.875%
HK$107,167
−HK$2,840/mo
Today · 4.125%
HK$110,007
baseline
▲ 0.50% · 4.625%
HK$115,806
+HK$5,799/mo
Deposit HK$20.57M · loan HK$20.57M · min. income ≈ HK$220,014/mo (50% DSR)
Upfront cash ≈ HK$22.32M (deposit + AVD stamp duty HK$1,748,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,578
−HK$7,060/mo
▼ 0.25% · 3.875%
HK$116,080
−HK$3,558/mo
Today · 4.125%
HK$119,638
baseline
▲ 0.50% · 4.625%
HK$126,917
+HK$7,279/mo
Deposit HK$16.46M · loan HK$24.69M · min. income ≈ HK$239,276/mo (50% DSR)
Upfront cash ≈ HK$18.21M (deposit + AVD stamp duty HK$1,748,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,242
−HK$6,766/mo
▼ 0.25% · 3.875%
HK$128,601
−HK$3,407/mo
Today · 4.125%
HK$132,008
baseline
▲ 0.50% · 4.625%
HK$138,967
+HK$6,959/mo
Deposit HK$16.46M · loan HK$24.69M · min. income ≈ HK$264,016/mo (50% DSR)
Upfront cash ≈ HK$18.21M (deposit + AVD stamp duty HK$1,748,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,341
−HK$8,236/mo
▼ 0.25% · 3.875%
HK$135,426
−HK$4,151/mo
Today · 4.125%
HK$139,577
baseline
▲ 0.50% · 4.625%
HK$148,070
+HK$8,493/mo
Deposit HK$12.34M · loan HK$28.80M · min. income ≈ HK$279,154/mo (50% DSR)
Upfront cash ≈ HK$14.09M (deposit + AVD stamp duty HK$1,748,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,116
−HK$7,894/mo
▼ 0.25% · 3.875%
HK$150,034
−HK$3,976/mo
Today · 4.125%
HK$154,010
baseline
▲ 0.50% · 4.625%
HK$162,128
+HK$8,118/mo
Deposit HK$12.34M · loan HK$28.80M · min. income ≈ HK$308,020/mo (50% DSR)
Upfront cash ≈ HK$14.09M (deposit + AVD stamp duty HK$1,748,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,867
−HK$10,589/mo
▼ 0.25% · 3.875%
HK$174,120
−HK$5,336/mo
Today · 4.125%
HK$179,456
baseline
▲ 0.50% · 4.625%
HK$190,376
+HK$10,920/mo
Deposit HK$4.11M · loan HK$37.03M · min. income ≈ HK$358,912/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$1,748,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,863
−HK$10,149/mo
▼ 0.25% · 3.875%
HK$192,901
−HK$5,111/mo
Today · 4.125%
HK$198,012
baseline
▲ 0.50% · 4.625%
HK$208,450
+HK$10,438/mo
Deposit HK$4.11M · loan HK$37.03M · min. income ≈ HK$396,024/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$1,748,548 · Scale 2, in force from 26 Feb 2026)