LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,817
−HK$5,883/mo
▼ 0.25% · 3.875%
HK$96,735
−HK$2,965/mo
Today · 4.125%
HK$99,700
baseline
▲ 0.50% · 4.625%
HK$105,766
+HK$6,066/mo
Deposit HK$20.57M · loan HK$20.57M · min. income ≈ HK$199,400/mo (50% DSR)
Upfront cash ≈ HK$22.32M (deposit + AVD stamp duty HK$1,748,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,370
−HK$5,639/mo
▼ 0.25% · 3.875%
HK$107,169
−HK$2,840/mo
Today · 4.125%
HK$110,009
baseline
▲ 0.50% · 4.625%
HK$115,808
+HK$5,799/mo
Deposit HK$20.57M · loan HK$20.57M · min. income ≈ HK$220,018/mo (50% DSR)
Upfront cash ≈ HK$22.32M (deposit + AVD stamp duty HK$1,748,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,580
−HK$7,060/mo
▼ 0.25% · 3.875%
HK$116,082
−HK$3,558/mo
Today · 4.125%
HK$119,640
baseline
▲ 0.50% · 4.625%
HK$126,920
+HK$7,280/mo
Deposit HK$16.46M · loan HK$24.69M · min. income ≈ HK$239,280/mo (50% DSR)
Upfront cash ≈ HK$18.21M (deposit + AVD stamp duty HK$1,748,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,244
−HK$6,767/mo
▼ 0.25% · 3.875%
HK$128,603
−HK$3,408/mo
Today · 4.125%
HK$132,011
baseline
▲ 0.50% · 4.625%
HK$138,969
+HK$6,958/mo
Deposit HK$16.46M · loan HK$24.69M · min. income ≈ HK$264,022/mo (50% DSR)
Upfront cash ≈ HK$18.21M (deposit + AVD stamp duty HK$1,748,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,344
−HK$8,236/mo
▼ 0.25% · 3.875%
HK$135,429
−HK$4,151/mo
Today · 4.125%
HK$139,580
baseline
▲ 0.50% · 4.625%
HK$148,073
+HK$8,493/mo
Deposit HK$12.34M · loan HK$28.80M · min. income ≈ HK$279,160/mo (50% DSR)
Upfront cash ≈ HK$14.09M (deposit + AVD stamp duty HK$1,748,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,118
−HK$7,895/mo
▼ 0.25% · 3.875%
HK$150,037
−HK$3,976/mo
Today · 4.125%
HK$154,013
baseline
▲ 0.50% · 4.625%
HK$162,131
+HK$8,118/mo
Deposit HK$12.34M · loan HK$28.80M · min. income ≈ HK$308,026/mo (50% DSR)
Upfront cash ≈ HK$14.09M (deposit + AVD stamp duty HK$1,748,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,870
−HK$10,590/mo
▼ 0.25% · 3.875%
HK$174,123
−HK$5,337/mo
Today · 4.125%
HK$179,460
baseline
▲ 0.50% · 4.625%
HK$190,380
+HK$10,920/mo
Deposit HK$4.11M · loan HK$37.03M · min. income ≈ HK$358,920/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$1,748,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,867
−HK$10,149/mo
▼ 0.25% · 3.875%
HK$192,905
−HK$5,111/mo
Today · 4.125%
HK$198,016
baseline
▲ 0.50% · 4.625%
HK$208,454
+HK$10,438/mo
Deposit HK$4.11M · loan HK$37.03M · min. income ≈ HK$396,032/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$1,748,583 · Scale 2, in force from 26 Feb 2026)