LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,820
−HK$5,883/mo
▼ 0.25% · 3.875%
HK$96,738
−HK$2,965/mo
Today · 4.125%
HK$99,703
baseline
▲ 0.50% · 4.625%
HK$105,770
+HK$6,067/mo
Deposit HK$20.57M · loan HK$20.57M · min. income ≈ HK$199,406/mo (50% DSR)
Upfront cash ≈ HK$22.32M (deposit + AVD stamp duty HK$1,748,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,374
−HK$5,639/mo
▼ 0.25% · 3.875%
HK$107,173
−HK$2,840/mo
Today · 4.125%
HK$110,013
baseline
▲ 0.50% · 4.625%
HK$115,812
+HK$5,799/mo
Deposit HK$20.57M · loan HK$20.57M · min. income ≈ HK$220,026/mo (50% DSR)
Upfront cash ≈ HK$22.32M (deposit + AVD stamp duty HK$1,748,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,584
−HK$7,060/mo
▼ 0.25% · 3.875%
HK$116,086
−HK$3,558/mo
Today · 4.125%
HK$119,644
baseline
▲ 0.50% · 4.625%
HK$126,924
+HK$7,280/mo
Deposit HK$16.46M · loan HK$24.69M · min. income ≈ HK$239,288/mo (50% DSR)
Upfront cash ≈ HK$18.21M (deposit + AVD stamp duty HK$1,748,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,248
−HK$6,767/mo
▼ 0.25% · 3.875%
HK$128,607
−HK$3,408/mo
Today · 4.125%
HK$132,015
baseline
▲ 0.50% · 4.625%
HK$138,974
+HK$6,959/mo
Deposit HK$16.46M · loan HK$24.69M · min. income ≈ HK$264,030/mo (50% DSR)
Upfront cash ≈ HK$18.21M (deposit + AVD stamp duty HK$1,748,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,348
−HK$8,236/mo
▼ 0.25% · 3.875%
HK$135,433
−HK$4,151/mo
Today · 4.125%
HK$139,584
baseline
▲ 0.50% · 4.625%
HK$148,078
+HK$8,494/mo
Deposit HK$12.34M · loan HK$28.80M · min. income ≈ HK$279,168/mo (50% DSR)
Upfront cash ≈ HK$14.09M (deposit + AVD stamp duty HK$1,748,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,123
−HK$7,895/mo
▼ 0.25% · 3.875%
HK$150,042
−HK$3,976/mo
Today · 4.125%
HK$154,018
baseline
▲ 0.50% · 4.625%
HK$162,136
+HK$8,118/mo
Deposit HK$12.34M · loan HK$28.80M · min. income ≈ HK$308,036/mo (50% DSR)
Upfront cash ≈ HK$14.09M (deposit + AVD stamp duty HK$1,748,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,876
−HK$10,590/mo
▼ 0.25% · 3.875%
HK$174,129
−HK$5,337/mo
Today · 4.125%
HK$179,466
baseline
▲ 0.50% · 4.625%
HK$190,386
+HK$10,920/mo
Deposit HK$4.11M · loan HK$37.03M · min. income ≈ HK$358,932/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$1,748,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,873
−HK$10,150/mo
▼ 0.25% · 3.875%
HK$192,911
−HK$5,112/mo
Today · 4.125%
HK$198,023
baseline
▲ 0.50% · 4.625%
HK$208,461
+HK$10,438/mo
Deposit HK$4.11M · loan HK$37.03M · min. income ≈ HK$396,046/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$1,748,638 · Scale 2, in force from 26 Feb 2026)