LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,383
−HK$588/mo
▼ 0.25% · 3.875%
HK$9,674
−HK$297/mo
Today · 4.125%
HK$9,971
baseline
▲ 0.50% · 4.625%
HK$10,578
+HK$607/mo
Deposit HK$2.06M · loan HK$2.06M · min. income ≈ HK$19,942/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$23,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,438
−HK$564/mo
▼ 0.25% · 3.875%
HK$10,718
−HK$284/mo
Today · 4.125%
HK$11,002
baseline
▲ 0.50% · 4.625%
HK$11,582
+HK$580/mo
Deposit HK$2.06M · loan HK$2.06M · min. income ≈ HK$22,004/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$23,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,259
−HK$706/mo
▼ 0.25% · 3.875%
HK$11,609
−HK$356/mo
Today · 4.125%
HK$11,965
baseline
▲ 0.50% · 4.625%
HK$12,693
+HK$728/mo
Deposit HK$1.65M · loan HK$2.47M · min. income ≈ HK$23,930/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$23,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,526
−HK$676/mo
▼ 0.25% · 3.875%
HK$12,862
−HK$340/mo
Today · 4.125%
HK$13,202
baseline
▲ 0.50% · 4.625%
HK$13,898
+HK$696/mo
Deposit HK$1.65M · loan HK$2.47M · min. income ≈ HK$26,404/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$23,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,136
−HK$823/mo
▼ 0.25% · 3.875%
HK$13,544
−HK$415/mo
Today · 4.125%
HK$13,959
baseline
▲ 0.50% · 4.625%
HK$14,809
+HK$850/mo
Deposit HK$1.23M · loan HK$2.88M · min. income ≈ HK$27,918/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$23,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,613
−HK$790/mo
▼ 0.25% · 3.875%
HK$15,005
−HK$398/mo
Today · 4.125%
HK$15,403
baseline
▲ 0.50% · 4.625%
HK$16,215
+HK$812/mo
Deposit HK$1.23M · loan HK$2.88M · min. income ≈ HK$30,806/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$23,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,889
−HK$1,059/mo
▼ 0.25% · 3.875%
HK$17,414
−HK$534/mo
Today · 4.125%
HK$17,948
baseline
▲ 0.50% · 4.625%
HK$19,040
+HK$1,092/mo
Deposit HK$411K · loan HK$3.70M · min. income ≈ HK$35,896/mo (50% DSR)
Upfront cash ≈ HK$435K (deposit + AVD stamp duty HK$23,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,788
−HK$1,016/mo
▼ 0.25% · 3.875%
HK$19,292
−HK$512/mo
Today · 4.125%
HK$19,804
baseline
▲ 0.50% · 4.625%
HK$20,847
+HK$1,043/mo
Deposit HK$411K · loan HK$3.70M · min. income ≈ HK$39,608/mo (50% DSR)
Upfront cash ≈ HK$435K (deposit + AVD stamp duty HK$23,041 · Scale 2, in force from 26 Feb 2026)