LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,827
−HK$5,884/mo
▼ 0.25% · 3.875%
HK$96,746
−HK$2,965/mo
Today · 4.125%
HK$99,711
baseline
▲ 0.50% · 4.625%
HK$105,778
+HK$6,067/mo
Deposit HK$20.57M · loan HK$20.57M · min. income ≈ HK$199,422/mo (50% DSR)
Upfront cash ≈ HK$22.32M (deposit + AVD stamp duty HK$1,748,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,382
−HK$5,639/mo
▼ 0.25% · 3.875%
HK$107,181
−HK$2,840/mo
Today · 4.125%
HK$110,021
baseline
▲ 0.50% · 4.625%
HK$115,821
+HK$5,800/mo
Deposit HK$20.57M · loan HK$20.57M · min. income ≈ HK$220,042/mo (50% DSR)
Upfront cash ≈ HK$22.32M (deposit + AVD stamp duty HK$1,748,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,593
−HK$7,060/mo
▼ 0.25% · 3.875%
HK$116,095
−HK$3,558/mo
Today · 4.125%
HK$119,653
baseline
▲ 0.50% · 4.625%
HK$126,934
+HK$7,281/mo
Deposit HK$16.46M · loan HK$24.69M · min. income ≈ HK$239,306/mo (50% DSR)
Upfront cash ≈ HK$18.21M (deposit + AVD stamp duty HK$1,748,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,258
−HK$6,768/mo
▼ 0.25% · 3.875%
HK$128,618
−HK$3,408/mo
Today · 4.125%
HK$132,026
baseline
▲ 0.50% · 4.625%
HK$138,985
+HK$6,959/mo
Deposit HK$16.46M · loan HK$24.69M · min. income ≈ HK$264,052/mo (50% DSR)
Upfront cash ≈ HK$18.21M (deposit + AVD stamp duty HK$1,748,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,358
−HK$8,237/mo
▼ 0.25% · 3.875%
HK$135,444
−HK$4,151/mo
Today · 4.125%
HK$139,595
baseline
▲ 0.50% · 4.625%
HK$148,089
+HK$8,494/mo
Deposit HK$12.34M · loan HK$28.80M · min. income ≈ HK$279,190/mo (50% DSR)
Upfront cash ≈ HK$14.09M (deposit + AVD stamp duty HK$1,748,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,135
−HK$7,895/mo
▼ 0.25% · 3.875%
HK$150,054
−HK$3,976/mo
Today · 4.125%
HK$154,030
baseline
▲ 0.50% · 4.625%
HK$162,149
+HK$8,119/mo
Deposit HK$12.34M · loan HK$28.80M · min. income ≈ HK$308,060/mo (50% DSR)
Upfront cash ≈ HK$14.09M (deposit + AVD stamp duty HK$1,748,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,889
−HK$10,591/mo
▼ 0.25% · 3.875%
HK$174,142
−HK$5,338/mo
Today · 4.125%
HK$179,480
baseline
▲ 0.50% · 4.625%
HK$190,401
+HK$10,921/mo
Deposit HK$4.11M · loan HK$37.03M · min. income ≈ HK$358,960/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$1,748,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,887
−HK$10,151/mo
▼ 0.25% · 3.875%
HK$192,926
−HK$5,112/mo
Today · 4.125%
HK$198,038
baseline
▲ 0.50% · 4.625%
HK$208,477
+HK$10,439/mo
Deposit HK$4.11M · loan HK$37.03M · min. income ≈ HK$396,076/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$1,748,776 · Scale 2, in force from 26 Feb 2026)