LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,385
−HK$589/mo
▼ 0.25% · 3.875%
HK$9,677
−HK$297/mo
Today · 4.125%
HK$9,974
baseline
▲ 0.50% · 4.625%
HK$10,581
+HK$607/mo
Deposit HK$2.06M · loan HK$2.06M · min. income ≈ HK$19,948/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$23,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,441
−HK$564/mo
▼ 0.25% · 3.875%
HK$10,721
−HK$284/mo
Today · 4.125%
HK$11,005
baseline
▲ 0.50% · 4.625%
HK$11,585
+HK$580/mo
Deposit HK$2.06M · loan HK$2.06M · min. income ≈ HK$22,010/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$23,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,262
−HK$707/mo
▼ 0.25% · 3.875%
HK$11,613
−HK$356/mo
Today · 4.125%
HK$11,969
baseline
▲ 0.50% · 4.625%
HK$12,697
+HK$728/mo
Deposit HK$1.65M · loan HK$2.47M · min. income ≈ HK$23,938/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$23,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,529
−HK$677/mo
▼ 0.25% · 3.875%
HK$12,865
−HK$341/mo
Today · 4.125%
HK$13,206
baseline
▲ 0.50% · 4.625%
HK$13,902
+HK$696/mo
Deposit HK$1.65M · loan HK$2.47M · min. income ≈ HK$26,412/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$23,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,139
−HK$824/mo
▼ 0.25% · 3.875%
HK$13,548
−HK$415/mo
Today · 4.125%
HK$13,963
baseline
▲ 0.50% · 4.625%
HK$14,813
+HK$850/mo
Deposit HK$1.23M · loan HK$2.88M · min. income ≈ HK$27,926/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$23,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,617
−HK$790/mo
▼ 0.25% · 3.875%
HK$15,009
−HK$398/mo
Today · 4.125%
HK$15,407
baseline
▲ 0.50% · 4.625%
HK$16,219
+HK$812/mo
Deposit HK$1.23M · loan HK$2.88M · min. income ≈ HK$30,814/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$23,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,893
−HK$1,060/mo
▼ 0.25% · 3.875%
HK$17,419
−HK$534/mo
Today · 4.125%
HK$17,953
baseline
▲ 0.50% · 4.625%
HK$19,045
+HK$1,092/mo
Deposit HK$412K · loan HK$3.70M · min. income ≈ HK$35,906/mo (50% DSR)
Upfront cash ≈ HK$435K (deposit + AVD stamp duty HK$23,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,794
−HK$1,015/mo
▼ 0.25% · 3.875%
HK$19,298
−HK$511/mo
Today · 4.125%
HK$19,809
baseline
▲ 0.50% · 4.625%
HK$20,853
+HK$1,044/mo
Deposit HK$412K · loan HK$3.70M · min. income ≈ HK$39,618/mo (50% DSR)
Upfront cash ≈ HK$435K (deposit + AVD stamp duty HK$23,276 · Scale 2, in force from 26 Feb 2026)