LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,866
−HK$5,886/mo
▼ 0.25% · 3.875%
HK$96,785
−HK$2,967/mo
Today · 4.125%
HK$99,752
baseline
▲ 0.50% · 4.625%
HK$105,821
+HK$6,069/mo
Deposit HK$20.58M · loan HK$20.58M · min. income ≈ HK$199,504/mo (50% DSR)
Upfront cash ≈ HK$22.33M (deposit + AVD stamp duty HK$1,749,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,424
−HK$5,642/mo
▼ 0.25% · 3.875%
HK$107,225
−HK$2,841/mo
Today · 4.125%
HK$110,066
baseline
▲ 0.50% · 4.625%
HK$115,868
+HK$5,802/mo
Deposit HK$20.58M · loan HK$20.58M · min. income ≈ HK$220,132/mo (50% DSR)
Upfront cash ≈ HK$22.33M (deposit + AVD stamp duty HK$1,749,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,639
−HK$7,063/mo
▼ 0.25% · 3.875%
HK$116,142
−HK$3,560/mo
Today · 4.125%
HK$119,702
baseline
▲ 0.50% · 4.625%
HK$126,986
+HK$7,284/mo
Deposit HK$16.47M · loan HK$24.70M · min. income ≈ HK$239,404/mo (50% DSR)
Upfront cash ≈ HK$18.22M (deposit + AVD stamp duty HK$1,749,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,309
−HK$6,770/mo
▼ 0.25% · 3.875%
HK$128,670
−HK$3,409/mo
Today · 4.125%
HK$132,079
baseline
▲ 0.50% · 4.625%
HK$139,042
+HK$6,963/mo
Deposit HK$16.47M · loan HK$24.70M · min. income ≈ HK$264,158/mo (50% DSR)
Upfront cash ≈ HK$18.22M (deposit + AVD stamp duty HK$1,749,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,412
−HK$8,240/mo
▼ 0.25% · 3.875%
HK$135,499
−HK$4,153/mo
Today · 4.125%
HK$139,652
baseline
▲ 0.50% · 4.625%
HK$148,150
+HK$8,498/mo
Deposit HK$12.35M · loan HK$28.82M · min. income ≈ HK$279,304/mo (50% DSR)
Upfront cash ≈ HK$14.10M (deposit + AVD stamp duty HK$1,749,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,194
−HK$7,899/mo
▼ 0.25% · 3.875%
HK$150,115
−HK$3,978/mo
Today · 4.125%
HK$154,093
baseline
▲ 0.50% · 4.625%
HK$162,215
+HK$8,122/mo
Deposit HK$12.35M · loan HK$28.82M · min. income ≈ HK$308,186/mo (50% DSR)
Upfront cash ≈ HK$14.10M (deposit + AVD stamp duty HK$1,749,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,958
−HK$10,595/mo
▼ 0.25% · 3.875%
HK$174,214
−HK$5,339/mo
Today · 4.125%
HK$179,553
baseline
▲ 0.50% · 4.625%
HK$190,479
+HK$10,926/mo
Deposit HK$4.12M · loan HK$37.05M · min. income ≈ HK$359,106/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$1,749,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,964
−HK$10,155/mo
▼ 0.25% · 3.875%
HK$193,005
−HK$5,114/mo
Today · 4.125%
HK$198,119
baseline
▲ 0.50% · 4.625%
HK$208,562
+HK$10,443/mo
Deposit HK$4.12M · loan HK$37.05M · min. income ≈ HK$396,238/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$1,749,491 · Scale 2, in force from 26 Feb 2026)