LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,869
−HK$5,886/mo
▼ 0.25% · 3.875%
HK$96,789
−HK$2,966/mo
Today · 4.125%
HK$99,755
baseline
▲ 0.50% · 4.625%
HK$105,825
+HK$6,070/mo
Deposit HK$20.58M · loan HK$20.58M · min. income ≈ HK$199,510/mo (50% DSR)
Upfront cash ≈ HK$22.33M (deposit + AVD stamp duty HK$1,749,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,428
−HK$5,642/mo
▼ 0.25% · 3.875%
HK$107,229
−HK$2,841/mo
Today · 4.125%
HK$110,070
baseline
▲ 0.50% · 4.625%
HK$115,872
+HK$5,802/mo
Deposit HK$20.58M · loan HK$20.58M · min. income ≈ HK$220,140/mo (50% DSR)
Upfront cash ≈ HK$22.33M (deposit + AVD stamp duty HK$1,749,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,643
−HK$7,063/mo
▼ 0.25% · 3.875%
HK$116,147
−HK$3,559/mo
Today · 4.125%
HK$119,706
baseline
▲ 0.50% · 4.625%
HK$126,990
+HK$7,284/mo
Deposit HK$16.47M · loan HK$24.70M · min. income ≈ HK$239,412/mo (50% DSR)
Upfront cash ≈ HK$18.22M (deposit + AVD stamp duty HK$1,749,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,314
−HK$6,770/mo
▼ 0.25% · 3.875%
HK$128,675
−HK$3,409/mo
Today · 4.125%
HK$132,084
baseline
▲ 0.50% · 4.625%
HK$139,047
+HK$6,963/mo
Deposit HK$16.47M · loan HK$24.70M · min. income ≈ HK$264,168/mo (50% DSR)
Upfront cash ≈ HK$18.22M (deposit + AVD stamp duty HK$1,749,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,417
−HK$8,241/mo
▼ 0.25% · 3.875%
HK$135,504
−HK$4,154/mo
Today · 4.125%
HK$139,658
baseline
▲ 0.50% · 4.625%
HK$148,155
+HK$8,497/mo
Deposit HK$12.35M · loan HK$28.82M · min. income ≈ HK$279,316/mo (50% DSR)
Upfront cash ≈ HK$14.10M (deposit + AVD stamp duty HK$1,749,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,200
−HK$7,898/mo
▼ 0.25% · 3.875%
HK$150,121
−HK$3,977/mo
Today · 4.125%
HK$154,098
baseline
▲ 0.50% · 4.625%
HK$162,221
+HK$8,123/mo
Deposit HK$12.35M · loan HK$28.82M · min. income ≈ HK$308,196/mo (50% DSR)
Upfront cash ≈ HK$14.10M (deposit + AVD stamp duty HK$1,749,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,964
−HK$10,596/mo
▼ 0.25% · 3.875%
HK$174,220
−HK$5,340/mo
Today · 4.125%
HK$179,560
baseline
▲ 0.50% · 4.625%
HK$190,485
+HK$10,925/mo
Deposit HK$4.12M · loan HK$37.05M · min. income ≈ HK$359,120/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$1,749,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,971
−HK$10,155/mo
▼ 0.25% · 3.875%
HK$193,012
−HK$5,114/mo
Today · 4.125%
HK$198,126
baseline
▲ 0.50% · 4.625%
HK$208,570
+HK$10,444/mo
Deposit HK$4.12M · loan HK$37.05M · min. income ≈ HK$396,252/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$1,749,554 · Scale 2, in force from 26 Feb 2026)