LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,388
−HK$588/mo
▼ 0.25% · 3.875%
HK$9,680
−HK$296/mo
Today · 4.125%
HK$9,976
baseline
▲ 0.50% · 4.625%
HK$10,584
+HK$608/mo
Deposit HK$2.06M · loan HK$2.06M · min. income ≈ HK$19,952/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$23,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,444
−HK$564/mo
▼ 0.25% · 3.875%
HK$10,724
−HK$284/mo
Today · 4.125%
HK$11,008
baseline
▲ 0.50% · 4.625%
HK$11,588
+HK$580/mo
Deposit HK$2.06M · loan HK$2.06M · min. income ≈ HK$22,016/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$23,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,265
−HK$707/mo
▼ 0.25% · 3.875%
HK$11,616
−HK$356/mo
Today · 4.125%
HK$11,972
baseline
▲ 0.50% · 4.625%
HK$12,700
+HK$728/mo
Deposit HK$1.65M · loan HK$2.47M · min. income ≈ HK$23,944/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$23,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,533
−HK$677/mo
▼ 0.25% · 3.875%
HK$12,869
−HK$341/mo
Today · 4.125%
HK$13,210
baseline
▲ 0.50% · 4.625%
HK$13,906
+HK$696/mo
Deposit HK$1.65M · loan HK$2.47M · min. income ≈ HK$26,420/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$23,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,143
−HK$824/mo
▼ 0.25% · 3.875%
HK$13,552
−HK$415/mo
Today · 4.125%
HK$13,967
baseline
▲ 0.50% · 4.625%
HK$14,817
+HK$850/mo
Deposit HK$1.24M · loan HK$2.88M · min. income ≈ HK$27,934/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$23,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,621
−HK$790/mo
▼ 0.25% · 3.875%
HK$15,013
−HK$398/mo
Today · 4.125%
HK$15,411
baseline
▲ 0.50% · 4.625%
HK$16,224
+HK$813/mo
Deposit HK$1.24M · loan HK$2.88M · min. income ≈ HK$30,822/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$23,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,898
−HK$1,060/mo
▼ 0.25% · 3.875%
HK$17,424
−HK$534/mo
Today · 4.125%
HK$17,958
baseline
▲ 0.50% · 4.625%
HK$19,050
+HK$1,092/mo
Deposit HK$412K · loan HK$3.71M · min. income ≈ HK$35,916/mo (50% DSR)
Upfront cash ≈ HK$435K (deposit + AVD stamp duty HK$23,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,799
−HK$1,015/mo
▼ 0.25% · 3.875%
HK$19,303
−HK$511/mo
Today · 4.125%
HK$19,814
baseline
▲ 0.50% · 4.625%
HK$20,859
+HK$1,045/mo
Deposit HK$412K · loan HK$3.71M · min. income ≈ HK$39,628/mo (50% DSR)
Upfront cash ≈ HK$435K (deposit + AVD stamp duty HK$23,496 · Scale 2, in force from 26 Feb 2026)