LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,887
−HK$5,887/mo
▼ 0.25% · 3.875%
HK$96,807
−HK$2,967/mo
Today · 4.125%
HK$99,774
baseline
▲ 0.50% · 4.625%
HK$105,845
+HK$6,071/mo
Deposit HK$20.59M · loan HK$20.59M · min. income ≈ HK$199,548/mo (50% DSR)
Upfront cash ≈ HK$22.34M (deposit + AVD stamp duty HK$1,749,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,448
−HK$5,643/mo
▼ 0.25% · 3.875%
HK$107,249
−HK$2,842/mo
Today · 4.125%
HK$110,091
baseline
▲ 0.50% · 4.625%
HK$115,894
+HK$5,803/mo
Deposit HK$20.59M · loan HK$20.59M · min. income ≈ HK$220,182/mo (50% DSR)
Upfront cash ≈ HK$22.34M (deposit + AVD stamp duty HK$1,749,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,664
−HK$7,065/mo
▼ 0.25% · 3.875%
HK$116,168
−HK$3,561/mo
Today · 4.125%
HK$119,729
baseline
▲ 0.50% · 4.625%
HK$127,014
+HK$7,285/mo
Deposit HK$16.47M · loan HK$24.70M · min. income ≈ HK$239,458/mo (50% DSR)
Upfront cash ≈ HK$18.22M (deposit + AVD stamp duty HK$1,749,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,337
−HK$6,772/mo
▼ 0.25% · 3.875%
HK$128,699
−HK$3,410/mo
Today · 4.125%
HK$132,109
baseline
▲ 0.50% · 4.625%
HK$139,073
+HK$6,964/mo
Deposit HK$16.47M · loan HK$24.70M · min. income ≈ HK$264,218/mo (50% DSR)
Upfront cash ≈ HK$18.22M (deposit + AVD stamp duty HK$1,749,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,441
−HK$8,243/mo
▼ 0.25% · 3.875%
HK$135,530
−HK$4,154/mo
Today · 4.125%
HK$139,684
baseline
▲ 0.50% · 4.625%
HK$148,183
+HK$8,499/mo
Deposit HK$12.35M · loan HK$28.82M · min. income ≈ HK$279,368/mo (50% DSR)
Upfront cash ≈ HK$14.10M (deposit + AVD stamp duty HK$1,749,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,227
−HK$7,900/mo
▼ 0.25% · 3.875%
HK$150,149
−HK$3,978/mo
Today · 4.125%
HK$154,127
baseline
▲ 0.50% · 4.625%
HK$162,252
+HK$8,125/mo
Deposit HK$12.35M · loan HK$28.82M · min. income ≈ HK$308,254/mo (50% DSR)
Upfront cash ≈ HK$14.10M (deposit + AVD stamp duty HK$1,749,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,996
−HK$10,597/mo
▼ 0.25% · 3.875%
HK$174,253
−HK$5,340/mo
Today · 4.125%
HK$179,593
baseline
▲ 0.50% · 4.625%
HK$190,521
+HK$10,928/mo
Deposit HK$4.12M · loan HK$37.06M · min. income ≈ HK$359,186/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$1,749,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,006
−HK$10,158/mo
▼ 0.25% · 3.875%
HK$193,048
−HK$5,116/mo
Today · 4.125%
HK$198,164
baseline
▲ 0.50% · 4.625%
HK$208,609
+HK$10,445/mo
Deposit HK$4.12M · loan HK$37.06M · min. income ≈ HK$396,328/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$1,749,883 · Scale 2, in force from 26 Feb 2026)