LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,890
−HK$5,888/mo
▼ 0.25% · 3.875%
HK$96,811
−HK$2,967/mo
Today · 4.125%
HK$99,778
baseline
▲ 0.50% · 4.625%
HK$105,849
+HK$6,071/mo
Deposit HK$20.59M · loan HK$20.59M · min. income ≈ HK$199,556/mo (50% DSR)
Upfront cash ≈ HK$22.34M (deposit + AVD stamp duty HK$1,749,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,452
−HK$5,643/mo
▼ 0.25% · 3.875%
HK$107,253
−HK$2,842/mo
Today · 4.125%
HK$110,095
baseline
▲ 0.50% · 4.625%
HK$115,899
+HK$5,804/mo
Deposit HK$20.59M · loan HK$20.59M · min. income ≈ HK$220,190/mo (50% DSR)
Upfront cash ≈ HK$22.34M (deposit + AVD stamp duty HK$1,749,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,668
−HK$7,066/mo
▼ 0.25% · 3.875%
HK$116,173
−HK$3,561/mo
Today · 4.125%
HK$119,734
baseline
▲ 0.50% · 4.625%
HK$127,019
+HK$7,285/mo
Deposit HK$16.47M · loan HK$24.71M · min. income ≈ HK$239,468/mo (50% DSR)
Upfront cash ≈ HK$18.22M (deposit + AVD stamp duty HK$1,749,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,343
−HK$6,771/mo
▼ 0.25% · 3.875%
HK$128,704
−HK$3,410/mo
Today · 4.125%
HK$132,114
baseline
▲ 0.50% · 4.625%
HK$139,078
+HK$6,964/mo
Deposit HK$16.47M · loan HK$24.71M · min. income ≈ HK$264,228/mo (50% DSR)
Upfront cash ≈ HK$18.22M (deposit + AVD stamp duty HK$1,749,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,447
−HK$8,242/mo
▼ 0.25% · 3.875%
HK$135,535
−HK$4,154/mo
Today · 4.125%
HK$139,689
baseline
▲ 0.50% · 4.625%
HK$148,189
+HK$8,500/mo
Deposit HK$12.35M · loan HK$28.82M · min. income ≈ HK$279,378/mo (50% DSR)
Upfront cash ≈ HK$14.10M (deposit + AVD stamp duty HK$1,749,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,233
−HK$7,900/mo
▼ 0.25% · 3.875%
HK$150,155
−HK$3,978/mo
Today · 4.125%
HK$154,133
baseline
▲ 0.50% · 4.625%
HK$162,258
+HK$8,125/mo
Deposit HK$12.35M · loan HK$28.82M · min. income ≈ HK$308,266/mo (50% DSR)
Upfront cash ≈ HK$14.10M (deposit + AVD stamp duty HK$1,749,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,003
−HK$10,598/mo
▼ 0.25% · 3.875%
HK$174,260
−HK$5,341/mo
Today · 4.125%
HK$179,601
baseline
▲ 0.50% · 4.625%
HK$190,529
+HK$10,928/mo
Deposit HK$4.12M · loan HK$37.06M · min. income ≈ HK$359,202/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$1,749,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,014
−HK$10,158/mo
▼ 0.25% · 3.875%
HK$193,056
−HK$5,116/mo
Today · 4.125%
HK$198,172
baseline
▲ 0.50% · 4.625%
HK$208,618
+HK$10,446/mo
Deposit HK$4.12M · loan HK$37.06M · min. income ≈ HK$396,344/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$1,749,954 · Scale 2, in force from 26 Feb 2026)