LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,900
−HK$5,888/mo
▼ 0.25% · 3.875%
HK$96,820
−HK$2,968/mo
Today · 4.125%
HK$99,788
baseline
▲ 0.50% · 4.625%
HK$105,860
+HK$6,072/mo
Deposit HK$20.59M · loan HK$20.59M · min. income ≈ HK$199,576/mo (50% DSR)
Upfront cash ≈ HK$22.34M (deposit + AVD stamp duty HK$1,750,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,462
−HK$5,644/mo
▼ 0.25% · 3.875%
HK$107,264
−HK$2,842/mo
Today · 4.125%
HK$110,106
baseline
▲ 0.50% · 4.625%
HK$115,910
+HK$5,804/mo
Deposit HK$20.59M · loan HK$20.59M · min. income ≈ HK$220,212/mo (50% DSR)
Upfront cash ≈ HK$22.34M (deposit + AVD stamp duty HK$1,750,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,680
−HK$7,066/mo
▼ 0.25% · 3.875%
HK$116,184
−HK$3,562/mo
Today · 4.125%
HK$119,746
baseline
▲ 0.50% · 4.625%
HK$127,032
+HK$7,286/mo
Deposit HK$16.47M · loan HK$24.71M · min. income ≈ HK$239,492/mo (50% DSR)
Upfront cash ≈ HK$18.22M (deposit + AVD stamp duty HK$1,750,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,355
−HK$6,772/mo
▼ 0.25% · 3.875%
HK$128,717
−HK$3,410/mo
Today · 4.125%
HK$132,127
baseline
▲ 0.50% · 4.625%
HK$139,092
+HK$6,965/mo
Deposit HK$16.47M · loan HK$24.71M · min. income ≈ HK$264,254/mo (50% DSR)
Upfront cash ≈ HK$18.22M (deposit + AVD stamp duty HK$1,750,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,459
−HK$8,244/mo
▼ 0.25% · 3.875%
HK$135,549
−HK$4,154/mo
Today · 4.125%
HK$139,703
baseline
▲ 0.50% · 4.625%
HK$148,204
+HK$8,501/mo
Deposit HK$12.35M · loan HK$28.83M · min. income ≈ HK$279,406/mo (50% DSR)
Upfront cash ≈ HK$14.10M (deposit + AVD stamp duty HK$1,750,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,247
−HK$7,902/mo
▼ 0.25% · 3.875%
HK$150,170
−HK$3,979/mo
Today · 4.125%
HK$154,149
baseline
▲ 0.50% · 4.625%
HK$162,274
+HK$8,125/mo
Deposit HK$12.35M · loan HK$28.83M · min. income ≈ HK$308,298/mo (50% DSR)
Upfront cash ≈ HK$14.10M (deposit + AVD stamp duty HK$1,750,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,019
−HK$10,599/mo
▼ 0.25% · 3.875%
HK$174,277
−HK$5,341/mo
Today · 4.125%
HK$179,618
baseline
▲ 0.50% · 4.625%
HK$190,548
+HK$10,930/mo
Deposit HK$4.12M · loan HK$37.06M · min. income ≈ HK$359,236/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$1,750,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,032
−HK$10,159/mo
▼ 0.25% · 3.875%
HK$193,075
−HK$5,116/mo
Today · 4.125%
HK$198,191
baseline
▲ 0.50% · 4.625%
HK$208,638
+HK$10,447/mo
Deposit HK$4.12M · loan HK$37.06M · min. income ≈ HK$396,382/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$1,750,125 · Scale 2, in force from 26 Feb 2026)