LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,909
−HK$5,889/mo
▼ 0.25% · 3.875%
HK$96,830
−HK$2,968/mo
Today · 4.125%
HK$99,798
baseline
▲ 0.50% · 4.625%
HK$105,870
+HK$6,072/mo
Deposit HK$20.59M · loan HK$20.59M · min. income ≈ HK$199,596/mo (50% DSR)
Upfront cash ≈ HK$22.34M (deposit + AVD stamp duty HK$1,750,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,473
−HK$5,644/mo
▼ 0.25% · 3.875%
HK$107,275
−HK$2,842/mo
Today · 4.125%
HK$110,117
baseline
▲ 0.50% · 4.625%
HK$115,922
+HK$5,805/mo
Deposit HK$20.59M · loan HK$20.59M · min. income ≈ HK$220,234/mo (50% DSR)
Upfront cash ≈ HK$22.34M (deposit + AVD stamp duty HK$1,750,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,691
−HK$7,067/mo
▼ 0.25% · 3.875%
HK$116,196
−HK$3,562/mo
Today · 4.125%
HK$119,758
baseline
▲ 0.50% · 4.625%
HK$127,045
+HK$7,287/mo
Deposit HK$16.47M · loan HK$24.71M · min. income ≈ HK$239,516/mo (50% DSR)
Upfront cash ≈ HK$18.22M (deposit + AVD stamp duty HK$1,750,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,367
−HK$6,774/mo
▼ 0.25% · 3.875%
HK$128,730
−HK$3,411/mo
Today · 4.125%
HK$132,141
baseline
▲ 0.50% · 4.625%
HK$139,106
+HK$6,965/mo
Deposit HK$16.47M · loan HK$24.71M · min. income ≈ HK$264,282/mo (50% DSR)
Upfront cash ≈ HK$18.22M (deposit + AVD stamp duty HK$1,750,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,473
−HK$8,244/mo
▼ 0.25% · 3.875%
HK$135,562
−HK$4,155/mo
Today · 4.125%
HK$139,717
baseline
▲ 0.50% · 4.625%
HK$148,219
+HK$8,502/mo
Deposit HK$12.36M · loan HK$28.83M · min. income ≈ HK$279,434/mo (50% DSR)
Upfront cash ≈ HK$14.11M (deposit + AVD stamp duty HK$1,750,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,262
−HK$7,902/mo
▼ 0.25% · 3.875%
HK$150,185
−HK$3,979/mo
Today · 4.125%
HK$154,164
baseline
▲ 0.50% · 4.625%
HK$162,290
+HK$8,126/mo
Deposit HK$12.36M · loan HK$28.83M · min. income ≈ HK$308,328/mo (50% DSR)
Upfront cash ≈ HK$14.11M (deposit + AVD stamp duty HK$1,750,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,036
−HK$10,600/mo
▼ 0.25% · 3.875%
HK$174,294
−HK$5,342/mo
Today · 4.125%
HK$179,636
baseline
▲ 0.50% · 4.625%
HK$190,567
+HK$10,931/mo
Deposit HK$4.12M · loan HK$37.07M · min. income ≈ HK$359,272/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$1,750,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,051
−HK$10,160/mo
▼ 0.25% · 3.875%
HK$193,095
−HK$5,116/mo
Today · 4.125%
HK$198,211
baseline
▲ 0.50% · 4.625%
HK$208,659
+HK$10,448/mo
Deposit HK$4.12M · loan HK$37.07M · min. income ≈ HK$396,422/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$1,750,302 · Scale 2, in force from 26 Feb 2026)