LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,910
−HK$5,889/mo
▼ 0.25% · 3.875%
HK$96,831
−HK$2,968/mo
Today · 4.125%
HK$99,799
baseline
▲ 0.50% · 4.625%
HK$105,871
+HK$6,072/mo
Deposit HK$20.59M · loan HK$20.59M · min. income ≈ HK$199,598/mo (50% DSR)
Upfront cash ≈ HK$22.34M (deposit + AVD stamp duty HK$1,750,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,474
−HK$5,644/mo
▼ 0.25% · 3.875%
HK$107,276
−HK$2,842/mo
Today · 4.125%
HK$110,118
baseline
▲ 0.50% · 4.625%
HK$115,923
+HK$5,805/mo
Deposit HK$20.59M · loan HK$20.59M · min. income ≈ HK$220,236/mo (50% DSR)
Upfront cash ≈ HK$22.34M (deposit + AVD stamp duty HK$1,750,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,692
−HK$7,067/mo
▼ 0.25% · 3.875%
HK$116,197
−HK$3,562/mo
Today · 4.125%
HK$119,759
baseline
▲ 0.50% · 4.625%
HK$127,046
+HK$7,287/mo
Deposit HK$16.47M · loan HK$24.71M · min. income ≈ HK$239,518/mo (50% DSR)
Upfront cash ≈ HK$18.22M (deposit + AVD stamp duty HK$1,750,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,368
−HK$6,774/mo
▼ 0.25% · 3.875%
HK$128,731
−HK$3,411/mo
Today · 4.125%
HK$132,142
baseline
▲ 0.50% · 4.625%
HK$139,107
+HK$6,965/mo
Deposit HK$16.47M · loan HK$24.71M · min. income ≈ HK$264,284/mo (50% DSR)
Upfront cash ≈ HK$18.22M (deposit + AVD stamp duty HK$1,750,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,474
−HK$8,244/mo
▼ 0.25% · 3.875%
HK$135,563
−HK$4,155/mo
Today · 4.125%
HK$139,718
baseline
▲ 0.50% · 4.625%
HK$148,220
+HK$8,502/mo
Deposit HK$12.36M · loan HK$28.83M · min. income ≈ HK$279,436/mo (50% DSR)
Upfront cash ≈ HK$14.11M (deposit + AVD stamp duty HK$1,750,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,263
−HK$7,902/mo
▼ 0.25% · 3.875%
HK$150,186
−HK$3,979/mo
Today · 4.125%
HK$154,165
baseline
▲ 0.50% · 4.625%
HK$162,292
+HK$8,127/mo
Deposit HK$12.36M · loan HK$28.83M · min. income ≈ HK$308,330/mo (50% DSR)
Upfront cash ≈ HK$14.11M (deposit + AVD stamp duty HK$1,750,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,038
−HK$10,600/mo
▼ 0.25% · 3.875%
HK$174,296
−HK$5,342/mo
Today · 4.125%
HK$179,638
baseline
▲ 0.50% · 4.625%
HK$190,568
+HK$10,930/mo
Deposit HK$4.12M · loan HK$37.07M · min. income ≈ HK$359,276/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$1,750,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,053
−HK$10,160/mo
▼ 0.25% · 3.875%
HK$193,096
−HK$5,117/mo
Today · 4.125%
HK$198,213
baseline
▲ 0.50% · 4.625%
HK$208,661
+HK$10,448/mo
Deposit HK$4.12M · loan HK$37.07M · min. income ≈ HK$396,426/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$1,750,315 · Scale 2, in force from 26 Feb 2026)