LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,911
−HK$5,889/mo
▼ 0.25% · 3.875%
HK$96,832
−HK$2,968/mo
Today · 4.125%
HK$99,800
baseline
▲ 0.50% · 4.625%
HK$105,873
+HK$6,073/mo
Deposit HK$20.59M · loan HK$20.59M · min. income ≈ HK$199,600/mo (50% DSR)
Upfront cash ≈ HK$22.34M (deposit + AVD stamp duty HK$1,750,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,475
−HK$5,645/mo
▼ 0.25% · 3.875%
HK$107,277
−HK$2,843/mo
Today · 4.125%
HK$110,120
baseline
▲ 0.50% · 4.625%
HK$115,924
+HK$5,804/mo
Deposit HK$20.59M · loan HK$20.59M · min. income ≈ HK$220,240/mo (50% DSR)
Upfront cash ≈ HK$22.34M (deposit + AVD stamp duty HK$1,750,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,693
−HK$7,067/mo
▼ 0.25% · 3.875%
HK$116,199
−HK$3,561/mo
Today · 4.125%
HK$119,760
baseline
▲ 0.50% · 4.625%
HK$127,047
+HK$7,287/mo
Deposit HK$16.47M · loan HK$24.71M · min. income ≈ HK$239,520/mo (50% DSR)
Upfront cash ≈ HK$18.22M (deposit + AVD stamp duty HK$1,750,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,370
−HK$6,774/mo
▼ 0.25% · 3.875%
HK$128,733
−HK$3,411/mo
Today · 4.125%
HK$132,144
baseline
▲ 0.50% · 4.625%
HK$139,109
+HK$6,965/mo
Deposit HK$16.47M · loan HK$24.71M · min. income ≈ HK$264,288/mo (50% DSR)
Upfront cash ≈ HK$18.22M (deposit + AVD stamp duty HK$1,750,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,476
−HK$8,244/mo
▼ 0.25% · 3.875%
HK$135,565
−HK$4,155/mo
Today · 4.125%
HK$139,720
baseline
▲ 0.50% · 4.625%
HK$148,222
+HK$8,502/mo
Deposit HK$12.36M · loan HK$28.83M · min. income ≈ HK$279,440/mo (50% DSR)
Upfront cash ≈ HK$14.11M (deposit + AVD stamp duty HK$1,750,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,265
−HK$7,902/mo
▼ 0.25% · 3.875%
HK$150,188
−HK$3,979/mo
Today · 4.125%
HK$154,167
baseline
▲ 0.50% · 4.625%
HK$162,294
+HK$8,127/mo
Deposit HK$12.36M · loan HK$28.83M · min. income ≈ HK$308,334/mo (50% DSR)
Upfront cash ≈ HK$14.11M (deposit + AVD stamp duty HK$1,750,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,040
−HK$10,600/mo
▼ 0.25% · 3.875%
HK$174,298
−HK$5,342/mo
Today · 4.125%
HK$179,640
baseline
▲ 0.50% · 4.625%
HK$190,571
+HK$10,931/mo
Deposit HK$4.12M · loan HK$37.07M · min. income ≈ HK$359,280/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$1,750,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,055
−HK$10,160/mo
▼ 0.25% · 3.875%
HK$193,099
−HK$5,116/mo
Today · 4.125%
HK$198,215
baseline
▲ 0.50% · 4.625%
HK$208,664
+HK$10,449/mo
Deposit HK$4.12M · loan HK$37.07M · min. income ≈ HK$396,430/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$1,750,340 · Scale 2, in force from 26 Feb 2026)