LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,916
−HK$5,889/mo
▼ 0.25% · 3.875%
HK$96,837
−HK$2,968/mo
Today · 4.125%
HK$99,805
baseline
▲ 0.50% · 4.625%
HK$105,878
+HK$6,073/mo
Deposit HK$20.59M · loan HK$20.59M · min. income ≈ HK$199,610/mo (50% DSR)
Upfront cash ≈ HK$22.34M (deposit + AVD stamp duty HK$1,750,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,480
−HK$5,645/mo
▼ 0.25% · 3.875%
HK$107,282
−HK$2,843/mo
Today · 4.125%
HK$110,125
baseline
▲ 0.50% · 4.625%
HK$115,930
+HK$5,805/mo
Deposit HK$20.59M · loan HK$20.59M · min. income ≈ HK$220,250/mo (50% DSR)
Upfront cash ≈ HK$22.34M (deposit + AVD stamp duty HK$1,750,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,699
−HK$7,067/mo
▼ 0.25% · 3.875%
HK$116,204
−HK$3,562/mo
Today · 4.125%
HK$119,766
baseline
▲ 0.50% · 4.625%
HK$127,053
+HK$7,287/mo
Deposit HK$16.47M · loan HK$24.71M · min. income ≈ HK$239,532/mo (50% DSR)
Upfront cash ≈ HK$18.23M (deposit + AVD stamp duty HK$1,750,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,376
−HK$6,774/mo
▼ 0.25% · 3.875%
HK$128,739
−HK$3,411/mo
Today · 4.125%
HK$132,150
baseline
▲ 0.50% · 4.625%
HK$139,116
+HK$6,966/mo
Deposit HK$16.47M · loan HK$24.71M · min. income ≈ HK$264,300/mo (50% DSR)
Upfront cash ≈ HK$18.23M (deposit + AVD stamp duty HK$1,750,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,482
−HK$8,245/mo
▼ 0.25% · 3.875%
HK$135,572
−HK$4,155/mo
Today · 4.125%
HK$139,727
baseline
▲ 0.50% · 4.625%
HK$148,229
+HK$8,502/mo
Deposit HK$12.36M · loan HK$28.83M · min. income ≈ HK$279,454/mo (50% DSR)
Upfront cash ≈ HK$14.11M (deposit + AVD stamp duty HK$1,750,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,272
−HK$7,903/mo
▼ 0.25% · 3.875%
HK$150,195
−HK$3,980/mo
Today · 4.125%
HK$154,175
baseline
▲ 0.50% · 4.625%
HK$162,302
+HK$8,127/mo
Deposit HK$12.36M · loan HK$28.83M · min. income ≈ HK$308,350/mo (50% DSR)
Upfront cash ≈ HK$14.11M (deposit + AVD stamp duty HK$1,750,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,048
−HK$10,601/mo
▼ 0.25% · 3.875%
HK$174,307
−HK$5,342/mo
Today · 4.125%
HK$179,649
baseline
▲ 0.50% · 4.625%
HK$190,580
+HK$10,931/mo
Deposit HK$4.12M · loan HK$37.07M · min. income ≈ HK$359,298/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$1,750,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,064
−HK$10,161/mo
▼ 0.25% · 3.875%
HK$193,108
−HK$5,117/mo
Today · 4.125%
HK$198,225
baseline
▲ 0.50% · 4.625%
HK$208,674
+HK$10,449/mo
Deposit HK$4.12M · loan HK$37.07M · min. income ≈ HK$396,450/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$1,750,425 · Scale 2, in force from 26 Feb 2026)