LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,921
−HK$5,889/mo
▼ 0.25% · 3.875%
HK$96,842
−HK$2,968/mo
Today · 4.125%
HK$99,810
baseline
▲ 0.50% · 4.625%
HK$105,884
+HK$6,074/mo
Deposit HK$20.59M · loan HK$20.59M · min. income ≈ HK$199,620/mo (50% DSR)
Upfront cash ≈ HK$22.34M (deposit + AVD stamp duty HK$1,750,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,486
−HK$5,645/mo
▼ 0.25% · 3.875%
HK$107,288
−HK$2,843/mo
Today · 4.125%
HK$110,131
baseline
▲ 0.50% · 4.625%
HK$115,936
+HK$5,805/mo
Deposit HK$20.59M · loan HK$20.59M · min. income ≈ HK$220,262/mo (50% DSR)
Upfront cash ≈ HK$22.34M (deposit + AVD stamp duty HK$1,750,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,705
−HK$7,067/mo
▼ 0.25% · 3.875%
HK$116,211
−HK$3,561/mo
Today · 4.125%
HK$119,772
baseline
▲ 0.50% · 4.625%
HK$127,060
+HK$7,288/mo
Deposit HK$16.48M · loan HK$24.71M · min. income ≈ HK$239,544/mo (50% DSR)
Upfront cash ≈ HK$18.23M (deposit + AVD stamp duty HK$1,750,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,383
−HK$6,774/mo
▼ 0.25% · 3.875%
HK$128,746
−HK$3,411/mo
Today · 4.125%
HK$132,157
baseline
▲ 0.50% · 4.625%
HK$139,123
+HK$6,966/mo
Deposit HK$16.48M · loan HK$24.71M · min. income ≈ HK$264,314/mo (50% DSR)
Upfront cash ≈ HK$18.23M (deposit + AVD stamp duty HK$1,750,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,489
−HK$8,246/mo
▼ 0.25% · 3.875%
HK$135,579
−HK$4,156/mo
Today · 4.125%
HK$139,735
baseline
▲ 0.50% · 4.625%
HK$148,237
+HK$8,502/mo
Deposit HK$12.36M · loan HK$28.83M · min. income ≈ HK$279,470/mo (50% DSR)
Upfront cash ≈ HK$14.11M (deposit + AVD stamp duty HK$1,750,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,280
−HK$7,903/mo
▼ 0.25% · 3.875%
HK$150,203
−HK$3,980/mo
Today · 4.125%
HK$154,183
baseline
▲ 0.50% · 4.625%
HK$162,311
+HK$8,128/mo
Deposit HK$12.36M · loan HK$28.83M · min. income ≈ HK$308,366/mo (50% DSR)
Upfront cash ≈ HK$14.11M (deposit + AVD stamp duty HK$1,750,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,057
−HK$10,602/mo
▼ 0.25% · 3.875%
HK$174,316
−HK$5,343/mo
Today · 4.125%
HK$179,659
baseline
▲ 0.50% · 4.625%
HK$190,591
+HK$10,932/mo
Deposit HK$4.12M · loan HK$37.07M · min. income ≈ HK$359,318/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$1,750,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,075
−HK$10,161/mo
▼ 0.25% · 3.875%
HK$193,119
−HK$5,117/mo
Today · 4.125%
HK$198,236
baseline
▲ 0.50% · 4.625%
HK$208,685
+HK$10,449/mo
Deposit HK$4.12M · loan HK$37.07M · min. income ≈ HK$396,472/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$1,750,519 · Scale 2, in force from 26 Feb 2026)