LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,393
−HK$589/mo
▼ 0.25% · 3.875%
HK$9,685
−HK$297/mo
Today · 4.125%
HK$9,982
baseline
▲ 0.50% · 4.625%
HK$10,589
+HK$607/mo
Deposit HK$2.06M · loan HK$2.06M · min. income ≈ HK$19,964/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$23,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,449
−HK$565/mo
▼ 0.25% · 3.875%
HK$10,730
−HK$284/mo
Today · 4.125%
HK$11,014
baseline
▲ 0.50% · 4.625%
HK$11,594
+HK$580/mo
Deposit HK$2.06M · loan HK$2.06M · min. income ≈ HK$22,028/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$23,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,271
−HK$707/mo
▼ 0.25% · 3.875%
HK$11,622
−HK$356/mo
Today · 4.125%
HK$11,978
baseline
▲ 0.50% · 4.625%
HK$12,707
+HK$729/mo
Deposit HK$1.65M · loan HK$2.47M · min. income ≈ HK$23,956/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$23,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,539
−HK$678/mo
▼ 0.25% · 3.875%
HK$12,875
−HK$342/mo
Today · 4.125%
HK$13,217
baseline
▲ 0.50% · 4.625%
HK$13,913
+HK$696/mo
Deposit HK$1.65M · loan HK$2.47M · min. income ≈ HK$26,434/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$23,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,150
−HK$824/mo
▼ 0.25% · 3.875%
HK$13,559
−HK$415/mo
Today · 4.125%
HK$13,974
baseline
▲ 0.50% · 4.625%
HK$14,825
+HK$851/mo
Deposit HK$1.24M · loan HK$2.88M · min. income ≈ HK$27,948/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$23,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,629
−HK$790/mo
▼ 0.25% · 3.875%
HK$15,021
−HK$398/mo
Today · 4.125%
HK$15,419
baseline
▲ 0.50% · 4.625%
HK$16,232
+HK$813/mo
Deposit HK$1.24M · loan HK$2.88M · min. income ≈ HK$30,838/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$23,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,907
−HK$1,060/mo
▼ 0.25% · 3.875%
HK$17,433
−HK$534/mo
Today · 4.125%
HK$17,967
baseline
▲ 0.50% · 4.625%
HK$19,060
+HK$1,093/mo
Deposit HK$412K · loan HK$3.71M · min. income ≈ HK$35,934/mo (50% DSR)
Upfront cash ≈ HK$436K (deposit + AVD stamp duty HK$23,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,809
−HK$1,016/mo
▼ 0.25% · 3.875%
HK$19,313
−HK$512/mo
Today · 4.125%
HK$19,825
baseline
▲ 0.50% · 4.625%
HK$20,870
+HK$1,045/mo
Deposit HK$412K · loan HK$3.71M · min. income ≈ HK$39,650/mo (50% DSR)
Upfront cash ≈ HK$436K (deposit + AVD stamp duty HK$23,927 · Scale 2, in force from 26 Feb 2026)