LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,931
−HK$5,891/mo
▼ 0.25% · 3.875%
HK$96,853
−HK$2,969/mo
Today · 4.125%
HK$99,822
baseline
▲ 0.50% · 4.625%
HK$105,896
+HK$6,074/mo
Deposit HK$20.60M · loan HK$20.60M · min. income ≈ HK$199,644/mo (50% DSR)
Upfront cash ≈ HK$22.35M (deposit + AVD stamp duty HK$1,750,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,498
−HK$5,646/mo
▼ 0.25% · 3.875%
HK$107,300
−HK$2,844/mo
Today · 4.125%
HK$110,144
baseline
▲ 0.50% · 4.625%
HK$115,949
+HK$5,805/mo
Deposit HK$20.60M · loan HK$20.60M · min. income ≈ HK$220,288/mo (50% DSR)
Upfront cash ≈ HK$22.35M (deposit + AVD stamp duty HK$1,750,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,718
−HK$7,068/mo
▼ 0.25% · 3.875%
HK$116,224
−HK$3,562/mo
Today · 4.125%
HK$119,786
baseline
▲ 0.50% · 4.625%
HK$127,075
+HK$7,289/mo
Deposit HK$16.48M · loan HK$24.72M · min. income ≈ HK$239,572/mo (50% DSR)
Upfront cash ≈ HK$18.23M (deposit + AVD stamp duty HK$1,750,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,397
−HK$6,775/mo
▼ 0.25% · 3.875%
HK$128,760
−HK$3,412/mo
Today · 4.125%
HK$132,172
baseline
▲ 0.50% · 4.625%
HK$139,139
+HK$6,967/mo
Deposit HK$16.48M · loan HK$24.72M · min. income ≈ HK$264,344/mo (50% DSR)
Upfront cash ≈ HK$18.23M (deposit + AVD stamp duty HK$1,750,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,504
−HK$8,247/mo
▼ 0.25% · 3.875%
HK$135,595
−HK$4,156/mo
Today · 4.125%
HK$139,751
baseline
▲ 0.50% · 4.625%
HK$148,254
+HK$8,503/mo
Deposit HK$12.36M · loan HK$28.84M · min. income ≈ HK$279,502/mo (50% DSR)
Upfront cash ≈ HK$14.11M (deposit + AVD stamp duty HK$1,750,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,297
−HK$7,904/mo
▼ 0.25% · 3.875%
HK$150,221
−HK$3,980/mo
Today · 4.125%
HK$154,201
baseline
▲ 0.50% · 4.625%
HK$162,329
+HK$8,128/mo
Deposit HK$12.36M · loan HK$28.84M · min. income ≈ HK$308,402/mo (50% DSR)
Upfront cash ≈ HK$14.11M (deposit + AVD stamp duty HK$1,750,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,077
−HK$10,602/mo
▼ 0.25% · 3.875%
HK$174,336
−HK$5,343/mo
Today · 4.125%
HK$179,679
baseline
▲ 0.50% · 4.625%
HK$190,612
+HK$10,933/mo
Deposit HK$4.12M · loan HK$37.07M · min. income ≈ HK$359,358/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$1,750,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,096
−HK$10,162/mo
▼ 0.25% · 3.875%
HK$193,141
−HK$5,117/mo
Today · 4.125%
HK$198,258
baseline
▲ 0.50% · 4.625%
HK$208,709
+HK$10,451/mo
Deposit HK$4.12M · loan HK$37.07M · min. income ≈ HK$396,516/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$1,750,719 · Scale 2, in force from 26 Feb 2026)