LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,934
−HK$5,890/mo
▼ 0.25% · 3.875%
HK$96,855
−HK$2,969/mo
Today · 4.125%
HK$99,824
baseline
▲ 0.50% · 4.625%
HK$105,898
+HK$6,074/mo
Deposit HK$20.60M · loan HK$20.60M · min. income ≈ HK$199,648/mo (50% DSR)
Upfront cash ≈ HK$22.35M (deposit + AVD stamp duty HK$1,750,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,500
−HK$5,646/mo
▼ 0.25% · 3.875%
HK$107,303
−HK$2,843/mo
Today · 4.125%
HK$110,146
baseline
▲ 0.50% · 4.625%
HK$115,952
+HK$5,806/mo
Deposit HK$20.60M · loan HK$20.60M · min. income ≈ HK$220,292/mo (50% DSR)
Upfront cash ≈ HK$22.35M (deposit + AVD stamp duty HK$1,750,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,720
−HK$7,069/mo
▼ 0.25% · 3.875%
HK$116,226
−HK$3,563/mo
Today · 4.125%
HK$119,789
baseline
▲ 0.50% · 4.625%
HK$127,078
+HK$7,289/mo
Deposit HK$16.48M · loan HK$24.72M · min. income ≈ HK$239,578/mo (50% DSR)
Upfront cash ≈ HK$18.23M (deposit + AVD stamp duty HK$1,750,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,400
−HK$6,775/mo
▼ 0.25% · 3.875%
HK$128,763
−HK$3,412/mo
Today · 4.125%
HK$132,175
baseline
▲ 0.50% · 4.625%
HK$139,142
+HK$6,967/mo
Deposit HK$16.48M · loan HK$24.72M · min. income ≈ HK$264,350/mo (50% DSR)
Upfront cash ≈ HK$18.23M (deposit + AVD stamp duty HK$1,750,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,507
−HK$8,247/mo
▼ 0.25% · 3.875%
HK$135,598
−HK$4,156/mo
Today · 4.125%
HK$139,754
baseline
▲ 0.50% · 4.625%
HK$148,257
+HK$8,503/mo
Deposit HK$12.36M · loan HK$28.84M · min. income ≈ HK$279,508/mo (50% DSR)
Upfront cash ≈ HK$14.11M (deposit + AVD stamp duty HK$1,750,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,300
−HK$7,904/mo
▼ 0.25% · 3.875%
HK$150,224
−HK$3,980/mo
Today · 4.125%
HK$154,204
baseline
▲ 0.50% · 4.625%
HK$162,333
+HK$8,129/mo
Deposit HK$12.36M · loan HK$28.84M · min. income ≈ HK$308,408/mo (50% DSR)
Upfront cash ≈ HK$14.11M (deposit + AVD stamp duty HK$1,750,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,080
−HK$10,603/mo
▼ 0.25% · 3.875%
HK$174,340
−HK$5,343/mo
Today · 4.125%
HK$179,683
baseline
▲ 0.50% · 4.625%
HK$190,616
+HK$10,933/mo
Deposit HK$4.12M · loan HK$37.07M · min. income ≈ HK$359,366/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$1,750,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,100
−HK$10,163/mo
▼ 0.25% · 3.875%
HK$193,145
−HK$5,118/mo
Today · 4.125%
HK$198,263
baseline
▲ 0.50% · 4.625%
HK$208,713
+HK$10,450/mo
Deposit HK$4.12M · loan HK$37.07M · min. income ≈ HK$396,526/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$1,750,757 · Scale 2, in force from 26 Feb 2026)