LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,966
−HK$5,892/mo
▼ 0.25% · 3.875%
HK$96,889
−HK$2,969/mo
Today · 4.125%
HK$99,858
baseline
▲ 0.50% · 4.625%
HK$105,934
+HK$6,076/mo
Deposit HK$20.60M · loan HK$20.60M · min. income ≈ HK$199,716/mo (50% DSR)
Upfront cash ≈ HK$22.36M (deposit + AVD stamp duty HK$1,751,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,536
−HK$5,648/mo
▼ 0.25% · 3.875%
HK$107,340
−HK$2,844/mo
Today · 4.125%
HK$110,184
baseline
▲ 0.50% · 4.625%
HK$115,992
+HK$5,808/mo
Deposit HK$20.60M · loan HK$20.60M · min. income ≈ HK$220,368/mo (50% DSR)
Upfront cash ≈ HK$22.36M (deposit + AVD stamp duty HK$1,751,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,759
−HK$7,071/mo
▼ 0.25% · 3.875%
HK$116,266
−HK$3,564/mo
Today · 4.125%
HK$119,830
baseline
▲ 0.50% · 4.625%
HK$127,121
+HK$7,291/mo
Deposit HK$16.48M · loan HK$24.73M · min. income ≈ HK$239,660/mo (50% DSR)
Upfront cash ≈ HK$18.23M (deposit + AVD stamp duty HK$1,751,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,443
−HK$6,778/mo
▼ 0.25% · 3.875%
HK$128,808
−HK$3,413/mo
Today · 4.125%
HK$132,221
baseline
▲ 0.50% · 4.625%
HK$139,190
+HK$6,969/mo
Deposit HK$16.48M · loan HK$24.73M · min. income ≈ HK$264,442/mo (50% DSR)
Upfront cash ≈ HK$18.23M (deposit + AVD stamp duty HK$1,751,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,552
−HK$8,250/mo
▼ 0.25% · 3.875%
HK$135,644
−HK$4,158/mo
Today · 4.125%
HK$139,802
baseline
▲ 0.50% · 4.625%
HK$148,308
+HK$8,506/mo
Deposit HK$12.36M · loan HK$28.85M · min. income ≈ HK$279,604/mo (50% DSR)
Upfront cash ≈ HK$14.11M (deposit + AVD stamp duty HK$1,751,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,350
−HK$7,907/mo
▼ 0.25% · 3.875%
HK$150,276
−HK$3,981/mo
Today · 4.125%
HK$154,257
baseline
▲ 0.50% · 4.625%
HK$162,388
+HK$8,131/mo
Deposit HK$12.36M · loan HK$28.85M · min. income ≈ HK$308,514/mo (50% DSR)
Upfront cash ≈ HK$14.11M (deposit + AVD stamp duty HK$1,751,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,139
−HK$10,606/mo
▼ 0.25% · 3.875%
HK$174,400
−HK$5,345/mo
Today · 4.125%
HK$179,745
baseline
▲ 0.50% · 4.625%
HK$190,682
+HK$10,937/mo
Deposit HK$4.12M · loan HK$37.09M · min. income ≈ HK$359,490/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$1,751,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,165
−HK$10,166/mo
▼ 0.25% · 3.875%
HK$193,211
−HK$5,120/mo
Today · 4.125%
HK$198,331
baseline
▲ 0.50% · 4.625%
HK$208,785
+HK$10,454/mo
Deposit HK$4.12M · loan HK$37.09M · min. income ≈ HK$396,662/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$1,751,360 · Scale 2, in force from 26 Feb 2026)