LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,398
−HK$589/mo
▼ 0.25% · 3.875%
HK$9,690
−HK$297/mo
Today · 4.125%
HK$9,987
baseline
▲ 0.50% · 4.625%
HK$10,595
+HK$608/mo
Deposit HK$2.06M · loan HK$2.06M · min. income ≈ HK$19,974/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$24,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,455
−HK$565/mo
▼ 0.25% · 3.875%
HK$10,735
−HK$285/mo
Today · 4.125%
HK$11,020
baseline
▲ 0.50% · 4.625%
HK$11,600
+HK$580/mo
Deposit HK$2.06M · loan HK$2.06M · min. income ≈ HK$22,040/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$24,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,277
−HK$707/mo
▼ 0.25% · 3.875%
HK$11,628
−HK$356/mo
Today · 4.125%
HK$11,984
baseline
▲ 0.50% · 4.625%
HK$12,714
+HK$730/mo
Deposit HK$1.65M · loan HK$2.47M · min. income ≈ HK$23,968/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$24,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,546
−HK$677/mo
▼ 0.25% · 3.875%
HK$12,882
−HK$341/mo
Today · 4.125%
HK$13,223
baseline
▲ 0.50% · 4.625%
HK$13,921
+HK$698/mo
Deposit HK$1.65M · loan HK$2.47M · min. income ≈ HK$26,446/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$24,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,157
−HK$825/mo
▼ 0.25% · 3.875%
HK$13,566
−HK$416/mo
Today · 4.125%
HK$13,982
baseline
▲ 0.50% · 4.625%
HK$14,832
+HK$850/mo
Deposit HK$1.24M · loan HK$2.88M · min. income ≈ HK$27,964/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$24,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,637
−HK$790/mo
▼ 0.25% · 3.875%
HK$15,029
−HK$398/mo
Today · 4.125%
HK$15,427
baseline
▲ 0.50% · 4.625%
HK$16,241
+HK$814/mo
Deposit HK$1.24M · loan HK$2.88M · min. income ≈ HK$30,854/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$24,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,916
−HK$1,060/mo
▼ 0.25% · 3.875%
HK$17,442
−HK$534/mo
Today · 4.125%
HK$17,976
baseline
▲ 0.50% · 4.625%
HK$19,070
+HK$1,094/mo
Deposit HK$412K · loan HK$3.71M · min. income ≈ HK$35,952/mo (50% DSR)
Upfront cash ≈ HK$436K (deposit + AVD stamp duty HK$24,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,819
−HK$1,016/mo
▼ 0.25% · 3.875%
HK$19,323
−HK$512/mo
Today · 4.125%
HK$19,835
baseline
▲ 0.50% · 4.625%
HK$20,881
+HK$1,046/mo
Deposit HK$412K · loan HK$3.71M · min. income ≈ HK$39,670/mo (50% DSR)
Upfront cash ≈ HK$436K (deposit + AVD stamp duty HK$24,358 · Scale 2, in force from 26 Feb 2026)