LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,979
−HK$5,893/mo
▼ 0.25% · 3.875%
HK$96,902
−HK$2,970/mo
Today · 4.125%
HK$99,872
baseline
▲ 0.50% · 4.625%
HK$105,949
+HK$6,077/mo
Deposit HK$20.61M · loan HK$20.61M · min. income ≈ HK$199,744/mo (50% DSR)
Upfront cash ≈ HK$22.36M (deposit + AVD stamp duty HK$1,751,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,551
−HK$5,648/mo
▼ 0.25% · 3.875%
HK$107,355
−HK$2,844/mo
Today · 4.125%
HK$110,199
baseline
▲ 0.50% · 4.625%
HK$116,008
+HK$5,809/mo
Deposit HK$20.61M · loan HK$20.61M · min. income ≈ HK$220,398/mo (50% DSR)
Upfront cash ≈ HK$22.36M (deposit + AVD stamp duty HK$1,751,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,775
−HK$7,072/mo
▼ 0.25% · 3.875%
HK$116,283
−HK$3,564/mo
Today · 4.125%
HK$119,847
baseline
▲ 0.50% · 4.625%
HK$127,139
+HK$7,292/mo
Deposit HK$16.49M · loan HK$24.73M · min. income ≈ HK$239,694/mo (50% DSR)
Upfront cash ≈ HK$18.24M (deposit + AVD stamp duty HK$1,751,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,461
−HK$6,778/mo
▼ 0.25% · 3.875%
HK$128,825
−HK$3,414/mo
Today · 4.125%
HK$132,239
baseline
▲ 0.50% · 4.625%
HK$139,209
+HK$6,970/mo
Deposit HK$16.49M · loan HK$24.73M · min. income ≈ HK$264,478/mo (50% DSR)
Upfront cash ≈ HK$18.24M (deposit + AVD stamp duty HK$1,751,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,570
−HK$8,251/mo
▼ 0.25% · 3.875%
HK$135,663
−HK$4,158/mo
Today · 4.125%
HK$139,821
baseline
▲ 0.50% · 4.625%
HK$148,329
+HK$8,508/mo
Deposit HK$12.36M · loan HK$28.85M · min. income ≈ HK$279,642/mo (50% DSR)
Upfront cash ≈ HK$14.12M (deposit + AVD stamp duty HK$1,751,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,371
−HK$7,908/mo
▼ 0.25% · 3.875%
HK$150,296
−HK$3,983/mo
Today · 4.125%
HK$154,279
baseline
▲ 0.50% · 4.625%
HK$162,411
+HK$8,132/mo
Deposit HK$12.36M · loan HK$28.85M · min. income ≈ HK$308,558/mo (50% DSR)
Upfront cash ≈ HK$14.12M (deposit + AVD stamp duty HK$1,751,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,162
−HK$10,608/mo
▼ 0.25% · 3.875%
HK$174,424
−HK$5,346/mo
Today · 4.125%
HK$179,770
baseline
▲ 0.50% · 4.625%
HK$190,709
+HK$10,939/mo
Deposit HK$4.12M · loan HK$37.09M · min. income ≈ HK$359,540/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$1,751,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,191
−HK$10,167/mo
▼ 0.25% · 3.875%
HK$193,238
−HK$5,120/mo
Today · 4.125%
HK$198,358
baseline
▲ 0.50% · 4.625%
HK$208,814
+HK$10,456/mo
Deposit HK$4.12M · loan HK$37.09M · min. income ≈ HK$396,716/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$1,751,603 · Scale 2, in force from 26 Feb 2026)