LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,991
−HK$5,894/mo
▼ 0.25% · 3.875%
HK$96,914
−HK$2,971/mo
Today · 4.125%
HK$99,885
baseline
▲ 0.50% · 4.625%
HK$105,962
+HK$6,077/mo
Deposit HK$20.61M · loan HK$20.61M · min. income ≈ HK$199,770/mo (50% DSR)
Upfront cash ≈ HK$22.36M (deposit + AVD stamp duty HK$1,751,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,564
−HK$5,649/mo
▼ 0.25% · 3.875%
HK$107,368
−HK$2,845/mo
Today · 4.125%
HK$110,213
baseline
▲ 0.50% · 4.625%
HK$116,022
+HK$5,809/mo
Deposit HK$20.61M · loan HK$20.61M · min. income ≈ HK$220,426/mo (50% DSR)
Upfront cash ≈ HK$22.36M (deposit + AVD stamp duty HK$1,751,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,789
−HK$7,072/mo
▼ 0.25% · 3.875%
HK$116,297
−HK$3,564/mo
Today · 4.125%
HK$119,861
baseline
▲ 0.50% · 4.625%
HK$127,155
+HK$7,294/mo
Deposit HK$16.49M · loan HK$24.73M · min. income ≈ HK$239,722/mo (50% DSR)
Upfront cash ≈ HK$18.24M (deposit + AVD stamp duty HK$1,751,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,476
−HK$6,779/mo
▼ 0.25% · 3.875%
HK$128,841
−HK$3,414/mo
Today · 4.125%
HK$132,255
baseline
▲ 0.50% · 4.625%
HK$139,227
+HK$6,972/mo
Deposit HK$16.49M · loan HK$24.73M · min. income ≈ HK$264,510/mo (50% DSR)
Upfront cash ≈ HK$18.24M (deposit + AVD stamp duty HK$1,751,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,587
−HK$8,251/mo
▼ 0.25% · 3.875%
HK$135,680
−HK$4,158/mo
Today · 4.125%
HK$139,838
baseline
▲ 0.50% · 4.625%
HK$148,347
+HK$8,509/mo
Deposit HK$12.37M · loan HK$28.85M · min. income ≈ HK$279,676/mo (50% DSR)
Upfront cash ≈ HK$14.12M (deposit + AVD stamp duty HK$1,751,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,389
−HK$7,909/mo
▼ 0.25% · 3.875%
HK$150,315
−HK$3,983/mo
Today · 4.125%
HK$154,298
baseline
▲ 0.50% · 4.625%
HK$162,431
+HK$8,133/mo
Deposit HK$12.37M · loan HK$28.85M · min. income ≈ HK$308,596/mo (50% DSR)
Upfront cash ≈ HK$14.12M (deposit + AVD stamp duty HK$1,751,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,183
−HK$10,609/mo
▼ 0.25% · 3.875%
HK$174,446
−HK$5,346/mo
Today · 4.125%
HK$179,792
baseline
▲ 0.50% · 4.625%
HK$190,732
+HK$10,940/mo
Deposit HK$4.12M · loan HK$37.10M · min. income ≈ HK$359,584/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$1,751,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,214
−HK$10,169/mo
▼ 0.25% · 3.875%
HK$193,262
−HK$5,121/mo
Today · 4.125%
HK$198,383
baseline
▲ 0.50% · 4.625%
HK$208,840
+HK$10,457/mo
Deposit HK$4.12M · loan HK$37.10M · min. income ≈ HK$396,766/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$1,751,820 · Scale 2, in force from 26 Feb 2026)