LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,400
−HK$589/mo
▼ 0.25% · 3.875%
HK$9,692
−HK$297/mo
Today · 4.125%
HK$9,989
baseline
▲ 0.50% · 4.625%
HK$10,597
+HK$608/mo
Deposit HK$2.06M · loan HK$2.06M · min. income ≈ HK$19,978/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$24,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,457
−HK$565/mo
▼ 0.25% · 3.875%
HK$10,737
−HK$285/mo
Today · 4.125%
HK$11,022
baseline
▲ 0.50% · 4.625%
HK$11,603
+HK$581/mo
Deposit HK$2.06M · loan HK$2.06M · min. income ≈ HK$22,044/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$24,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,279
−HK$708/mo
▼ 0.25% · 3.875%
HK$11,630
−HK$357/mo
Today · 4.125%
HK$11,987
baseline
▲ 0.50% · 4.625%
HK$12,716
+HK$729/mo
Deposit HK$1.65M · loan HK$2.47M · min. income ≈ HK$23,974/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$24,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,548
−HK$678/mo
▼ 0.25% · 3.875%
HK$12,885
−HK$341/mo
Today · 4.125%
HK$13,226
baseline
▲ 0.50% · 4.625%
HK$13,923
+HK$697/mo
Deposit HK$1.65M · loan HK$2.47M · min. income ≈ HK$26,452/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$24,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,159
−HK$826/mo
▼ 0.25% · 3.875%
HK$13,569
−HK$416/mo
Today · 4.125%
HK$13,985
baseline
▲ 0.50% · 4.625%
HK$14,836
+HK$851/mo
Deposit HK$1.24M · loan HK$2.89M · min. income ≈ HK$27,970/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$24,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,640
−HK$791/mo
▼ 0.25% · 3.875%
HK$15,032
−HK$399/mo
Today · 4.125%
HK$15,431
baseline
▲ 0.50% · 4.625%
HK$16,244
+HK$813/mo
Deposit HK$1.24M · loan HK$2.89M · min. income ≈ HK$30,862/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$24,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,919
−HK$1,061/mo
▼ 0.25% · 3.875%
HK$17,445
−HK$535/mo
Today · 4.125%
HK$17,980
baseline
▲ 0.50% · 4.625%
HK$19,074
+HK$1,094/mo
Deposit HK$412K · loan HK$3.71M · min. income ≈ HK$35,960/mo (50% DSR)
Upfront cash ≈ HK$437K (deposit + AVD stamp duty HK$24,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,822
−HK$1,017/mo
▼ 0.25% · 3.875%
HK$19,327
−HK$512/mo
Today · 4.125%
HK$19,839
baseline
▲ 0.50% · 4.625%
HK$20,885
+HK$1,046/mo
Deposit HK$412K · loan HK$3.71M · min. income ≈ HK$39,678/mo (50% DSR)
Upfront cash ≈ HK$437K (deposit + AVD stamp duty HK$24,529 · Scale 2, in force from 26 Feb 2026)