LTV · monthly repayment
▼ 0.50% · 3.625%
HK$93,998
−HK$5,894/mo
▼ 0.25% · 3.875%
HK$96,922
−HK$2,970/mo
Today · 4.125%
HK$99,892
baseline
▲ 0.50% · 4.625%
HK$105,971
+HK$6,079/mo
Deposit HK$20.61M · loan HK$20.61M · min. income ≈ HK$199,784/mo (50% DSR)
Upfront cash ≈ HK$22.36M (deposit + AVD stamp duty HK$1,751,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,572
−HK$5,649/mo
▼ 0.25% · 3.875%
HK$107,376
−HK$2,845/mo
Today · 4.125%
HK$110,221
baseline
▲ 0.50% · 4.625%
HK$116,031
+HK$5,810/mo
Deposit HK$20.61M · loan HK$20.61M · min. income ≈ HK$220,442/mo (50% DSR)
Upfront cash ≈ HK$22.36M (deposit + AVD stamp duty HK$1,751,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,797
−HK$7,074/mo
▼ 0.25% · 3.875%
HK$116,306
−HK$3,565/mo
Today · 4.125%
HK$119,871
baseline
▲ 0.50% · 4.625%
HK$127,165
+HK$7,294/mo
Deposit HK$16.49M · loan HK$24.73M · min. income ≈ HK$239,742/mo (50% DSR)
Upfront cash ≈ HK$18.24M (deposit + AVD stamp duty HK$1,751,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,486
−HK$6,780/mo
▼ 0.25% · 3.875%
HK$128,851
−HK$3,415/mo
Today · 4.125%
HK$132,266
baseline
▲ 0.50% · 4.625%
HK$139,238
+HK$6,972/mo
Deposit HK$16.49M · loan HK$24.73M · min. income ≈ HK$264,532/mo (50% DSR)
Upfront cash ≈ HK$18.24M (deposit + AVD stamp duty HK$1,751,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,597
−HK$8,252/mo
▼ 0.25% · 3.875%
HK$135,690
−HK$4,159/mo
Today · 4.125%
HK$139,849
baseline
▲ 0.50% · 4.625%
HK$148,359
+HK$8,510/mo
Deposit HK$12.37M · loan HK$28.86M · min. income ≈ HK$279,698/mo (50% DSR)
Upfront cash ≈ HK$14.12M (deposit + AVD stamp duty HK$1,751,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,400
−HK$7,910/mo
▼ 0.25% · 3.875%
HK$150,327
−HK$3,983/mo
Today · 4.125%
HK$154,310
baseline
▲ 0.50% · 4.625%
HK$162,444
+HK$8,134/mo
Deposit HK$12.37M · loan HK$28.86M · min. income ≈ HK$308,620/mo (50% DSR)
Upfront cash ≈ HK$14.12M (deposit + AVD stamp duty HK$1,751,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,196
−HK$10,610/mo
▼ 0.25% · 3.875%
HK$174,459
−HK$5,347/mo
Today · 4.125%
HK$179,806
baseline
▲ 0.50% · 4.625%
HK$190,747
+HK$10,941/mo
Deposit HK$4.12M · loan HK$37.10M · min. income ≈ HK$359,612/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$1,751,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,229
−HK$10,169/mo
▼ 0.25% · 3.875%
HK$193,277
−HK$5,121/mo
Today · 4.125%
HK$198,398
baseline
▲ 0.50% · 4.625%
HK$208,856
+HK$10,458/mo
Deposit HK$4.12M · loan HK$37.10M · min. income ≈ HK$396,796/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$1,751,956 · Scale 2, in force from 26 Feb 2026)