LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,006
−HK$5,895/mo
▼ 0.25% · 3.875%
HK$96,930
−HK$2,971/mo
Today · 4.125%
HK$99,901
baseline
▲ 0.50% · 4.625%
HK$105,979
+HK$6,078/mo
Deposit HK$20.61M · loan HK$20.61M · min. income ≈ HK$199,802/mo (50% DSR)
Upfront cash ≈ HK$22.37M (deposit + AVD stamp duty HK$1,752,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,580
−HK$5,651/mo
▼ 0.25% · 3.875%
HK$107,385
−HK$2,846/mo
Today · 4.125%
HK$110,231
baseline
▲ 0.50% · 4.625%
HK$116,041
+HK$5,810/mo
Deposit HK$20.61M · loan HK$20.61M · min. income ≈ HK$220,462/mo (50% DSR)
Upfront cash ≈ HK$22.37M (deposit + AVD stamp duty HK$1,752,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,807
−HK$7,074/mo
▼ 0.25% · 3.875%
HK$116,316
−HK$3,565/mo
Today · 4.125%
HK$119,881
baseline
▲ 0.50% · 4.625%
HK$127,175
+HK$7,294/mo
Deposit HK$16.49M · loan HK$24.74M · min. income ≈ HK$239,762/mo (50% DSR)
Upfront cash ≈ HK$18.24M (deposit + AVD stamp duty HK$1,752,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,497
−HK$6,780/mo
▼ 0.25% · 3.875%
HK$128,862
−HK$3,415/mo
Today · 4.125%
HK$132,277
baseline
▲ 0.50% · 4.625%
HK$139,249
+HK$6,972/mo
Deposit HK$16.49M · loan HK$24.74M · min. income ≈ HK$264,554/mo (50% DSR)
Upfront cash ≈ HK$18.24M (deposit + AVD stamp duty HK$1,752,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,608
−HK$8,253/mo
▼ 0.25% · 3.875%
HK$135,702
−HK$4,159/mo
Today · 4.125%
HK$139,861
baseline
▲ 0.50% · 4.625%
HK$148,371
+HK$8,510/mo
Deposit HK$12.37M · loan HK$28.86M · min. income ≈ HK$279,722/mo (50% DSR)
Upfront cash ≈ HK$14.12M (deposit + AVD stamp duty HK$1,752,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,413
−HK$7,910/mo
▼ 0.25% · 3.875%
HK$150,339
−HK$3,984/mo
Today · 4.125%
HK$154,323
baseline
▲ 0.50% · 4.625%
HK$162,457
+HK$8,134/mo
Deposit HK$12.37M · loan HK$28.86M · min. income ≈ HK$308,646/mo (50% DSR)
Upfront cash ≈ HK$14.12M (deposit + AVD stamp duty HK$1,752,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,210
−HK$10,611/mo
▼ 0.25% · 3.875%
HK$174,474
−HK$5,347/mo
Today · 4.125%
HK$179,821
baseline
▲ 0.50% · 4.625%
HK$190,763
+HK$10,942/mo
Deposit HK$4.12M · loan HK$37.10M · min. income ≈ HK$359,642/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$1,752,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,245
−HK$10,170/mo
▼ 0.25% · 3.875%
HK$193,293
−HK$5,122/mo
Today · 4.125%
HK$198,415
baseline
▲ 0.50% · 4.625%
HK$208,874
+HK$10,459/mo
Deposit HK$4.12M · loan HK$37.10M · min. income ≈ HK$396,830/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$1,752,103 · Scale 2, in force from 26 Feb 2026)