LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,401
−HK$590/mo
▼ 0.25% · 3.875%
HK$9,694
−HK$297/mo
Today · 4.125%
HK$9,991
baseline
▲ 0.50% · 4.625%
HK$10,599
+HK$608/mo
Deposit HK$2.06M · loan HK$2.06M · min. income ≈ HK$19,982/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$24,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,459
−HK$565/mo
▼ 0.25% · 3.875%
HK$10,740
−HK$284/mo
Today · 4.125%
HK$11,024
baseline
▲ 0.50% · 4.625%
HK$11,605
+HK$581/mo
Deposit HK$2.06M · loan HK$2.06M · min. income ≈ HK$22,048/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$24,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,282
−HK$707/mo
▼ 0.25% · 3.875%
HK$11,633
−HK$356/mo
Today · 4.125%
HK$11,989
baseline
▲ 0.50% · 4.625%
HK$12,719
+HK$730/mo
Deposit HK$1.65M · loan HK$2.47M · min. income ≈ HK$23,978/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$24,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,551
−HK$678/mo
▼ 0.25% · 3.875%
HK$12,887
−HK$342/mo
Today · 4.125%
HK$13,229
baseline
▲ 0.50% · 4.625%
HK$13,926
+HK$697/mo
Deposit HK$1.65M · loan HK$2.47M · min. income ≈ HK$26,458/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$24,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,162
−HK$825/mo
▼ 0.25% · 3.875%
HK$13,571
−HK$416/mo
Today · 4.125%
HK$13,987
baseline
▲ 0.50% · 4.625%
HK$14,839
+HK$852/mo
Deposit HK$1.24M · loan HK$2.89M · min. income ≈ HK$27,974/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$24,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,643
−HK$791/mo
▼ 0.25% · 3.875%
HK$15,035
−HK$399/mo
Today · 4.125%
HK$15,434
baseline
▲ 0.50% · 4.625%
HK$16,247
+HK$813/mo
Deposit HK$1.24M · loan HK$2.89M · min. income ≈ HK$30,868/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$24,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,923
−HK$1,061/mo
▼ 0.25% · 3.875%
HK$17,449
−HK$535/mo
Today · 4.125%
HK$17,984
baseline
▲ 0.50% · 4.625%
HK$19,078
+HK$1,094/mo
Deposit HK$412K · loan HK$3.71M · min. income ≈ HK$35,968/mo (50% DSR)
Upfront cash ≈ HK$437K (deposit + AVD stamp duty HK$24,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,826
−HK$1,017/mo
▼ 0.25% · 3.875%
HK$19,331
−HK$512/mo
Today · 4.125%
HK$19,843
baseline
▲ 0.50% · 4.625%
HK$20,889
+HK$1,046/mo
Deposit HK$412K · loan HK$3.71M · min. income ≈ HK$39,686/mo (50% DSR)
Upfront cash ≈ HK$437K (deposit + AVD stamp duty HK$24,699 · Scale 2, in force from 26 Feb 2026)