LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,017
−HK$5,895/mo
▼ 0.25% · 3.875%
HK$96,941
−HK$2,971/mo
Today · 4.125%
HK$99,912
baseline
▲ 0.50% · 4.625%
HK$105,992
+HK$6,080/mo
Deposit HK$20.62M · loan HK$20.62M · min. income ≈ HK$199,824/mo (50% DSR)
Upfront cash ≈ HK$22.37M (deposit + AVD stamp duty HK$1,752,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,593
−HK$5,651/mo
▼ 0.25% · 3.875%
HK$107,398
−HK$2,846/mo
Today · 4.125%
HK$110,244
baseline
▲ 0.50% · 4.625%
HK$116,055
+HK$5,811/mo
Deposit HK$20.62M · loan HK$20.62M · min. income ≈ HK$220,488/mo (50% DSR)
Upfront cash ≈ HK$22.37M (deposit + AVD stamp duty HK$1,752,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,820
−HK$7,075/mo
▼ 0.25% · 3.875%
HK$116,330
−HK$3,565/mo
Today · 4.125%
HK$119,895
baseline
▲ 0.50% · 4.625%
HK$127,190
+HK$7,295/mo
Deposit HK$16.49M · loan HK$24.74M · min. income ≈ HK$239,790/mo (50% DSR)
Upfront cash ≈ HK$18.24M (deposit + AVD stamp duty HK$1,752,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,511
−HK$6,781/mo
▼ 0.25% · 3.875%
HK$128,877
−HK$3,415/mo
Today · 4.125%
HK$132,292
baseline
▲ 0.50% · 4.625%
HK$139,266
+HK$6,974/mo
Deposit HK$16.49M · loan HK$24.74M · min. income ≈ HK$264,584/mo (50% DSR)
Upfront cash ≈ HK$18.24M (deposit + AVD stamp duty HK$1,752,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,624
−HK$8,253/mo
▼ 0.25% · 3.875%
HK$135,718
−HK$4,159/mo
Today · 4.125%
HK$139,877
baseline
▲ 0.50% · 4.625%
HK$148,389
+HK$8,512/mo
Deposit HK$12.37M · loan HK$28.86M · min. income ≈ HK$279,754/mo (50% DSR)
Upfront cash ≈ HK$14.12M (deposit + AVD stamp duty HK$1,752,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,430
−HK$7,911/mo
▼ 0.25% · 3.875%
HK$150,357
−HK$3,984/mo
Today · 4.125%
HK$154,341
baseline
▲ 0.50% · 4.625%
HK$162,477
+HK$8,136/mo
Deposit HK$12.37M · loan HK$28.86M · min. income ≈ HK$308,682/mo (50% DSR)
Upfront cash ≈ HK$14.12M (deposit + AVD stamp duty HK$1,752,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,230
−HK$10,612/mo
▼ 0.25% · 3.875%
HK$174,494
−HK$5,348/mo
Today · 4.125%
HK$179,842
baseline
▲ 0.50% · 4.625%
HK$190,785
+HK$10,943/mo
Deposit HK$4.12M · loan HK$37.11M · min. income ≈ HK$359,684/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$1,752,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,267
−HK$10,171/mo
▼ 0.25% · 3.875%
HK$193,316
−HK$5,122/mo
Today · 4.125%
HK$198,438
baseline
▲ 0.50% · 4.625%
HK$208,898
+HK$10,460/mo
Deposit HK$4.12M · loan HK$37.11M · min. income ≈ HK$396,876/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$1,752,309 · Scale 2, in force from 26 Feb 2026)