LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,018
−HK$5,896/mo
▼ 0.25% · 3.875%
HK$96,942
−HK$2,972/mo
Today · 4.125%
HK$99,914
baseline
▲ 0.50% · 4.625%
HK$105,993
+HK$6,079/mo
Deposit HK$20.62M · loan HK$20.62M · min. income ≈ HK$199,828/mo (50% DSR)
Upfront cash ≈ HK$22.37M (deposit + AVD stamp duty HK$1,752,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,594
−HK$5,651/mo
▼ 0.25% · 3.875%
HK$107,399
−HK$2,846/mo
Today · 4.125%
HK$110,245
baseline
▲ 0.50% · 4.625%
HK$116,056
+HK$5,811/mo
Deposit HK$20.62M · loan HK$20.62M · min. income ≈ HK$220,490/mo (50% DSR)
Upfront cash ≈ HK$22.37M (deposit + AVD stamp duty HK$1,752,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,821
−HK$7,075/mo
▼ 0.25% · 3.875%
HK$116,331
−HK$3,565/mo
Today · 4.125%
HK$119,896
baseline
▲ 0.50% · 4.625%
HK$127,192
+HK$7,296/mo
Deposit HK$16.49M · loan HK$24.74M · min. income ≈ HK$239,792/mo (50% DSR)
Upfront cash ≈ HK$18.24M (deposit + AVD stamp duty HK$1,752,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,513
−HK$6,781/mo
▼ 0.25% · 3.875%
HK$128,879
−HK$3,415/mo
Today · 4.125%
HK$132,294
baseline
▲ 0.50% · 4.625%
HK$139,267
+HK$6,973/mo
Deposit HK$16.49M · loan HK$24.74M · min. income ≈ HK$264,588/mo (50% DSR)
Upfront cash ≈ HK$18.24M (deposit + AVD stamp duty HK$1,752,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,625
−HK$8,254/mo
▼ 0.25% · 3.875%
HK$135,719
−HK$4,160/mo
Today · 4.125%
HK$139,879
baseline
▲ 0.50% · 4.625%
HK$148,390
+HK$8,511/mo
Deposit HK$12.37M · loan HK$28.86M · min. income ≈ HK$279,758/mo (50% DSR)
Upfront cash ≈ HK$14.12M (deposit + AVD stamp duty HK$1,752,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,432
−HK$7,911/mo
▼ 0.25% · 3.875%
HK$150,359
−HK$3,984/mo
Today · 4.125%
HK$154,343
baseline
▲ 0.50% · 4.625%
HK$162,478
+HK$8,135/mo
Deposit HK$12.37M · loan HK$28.86M · min. income ≈ HK$308,686/mo (50% DSR)
Upfront cash ≈ HK$14.12M (deposit + AVD stamp duty HK$1,752,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,232
−HK$10,613/mo
▼ 0.25% · 3.875%
HK$174,496
−HK$5,349/mo
Today · 4.125%
HK$179,845
baseline
▲ 0.50% · 4.625%
HK$190,788
+HK$10,943/mo
Deposit HK$4.12M · loan HK$37.11M · min. income ≈ HK$359,690/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$1,752,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,269
−HK$10,172/mo
▼ 0.25% · 3.875%
HK$193,318
−HK$5,123/mo
Today · 4.125%
HK$198,441
baseline
▲ 0.50% · 4.625%
HK$208,901
+HK$10,460/mo
Deposit HK$4.12M · loan HK$37.11M · min. income ≈ HK$396,882/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$1,752,330 · Scale 2, in force from 26 Feb 2026)