LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,019
−HK$5,896/mo
▼ 0.25% · 3.875%
HK$96,944
−HK$2,971/mo
Today · 4.125%
HK$99,915
baseline
▲ 0.50% · 4.625%
HK$105,994
+HK$6,079/mo
Deposit HK$20.62M · loan HK$20.62M · min. income ≈ HK$199,830/mo (50% DSR)
Upfront cash ≈ HK$22.37M (deposit + AVD stamp duty HK$1,752,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,595
−HK$5,651/mo
▼ 0.25% · 3.875%
HK$107,400
−HK$2,846/mo
Today · 4.125%
HK$110,246
baseline
▲ 0.50% · 4.625%
HK$116,057
+HK$5,811/mo
Deposit HK$20.62M · loan HK$20.62M · min. income ≈ HK$220,492/mo (50% DSR)
Upfront cash ≈ HK$22.37M (deposit + AVD stamp duty HK$1,752,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,823
−HK$7,075/mo
▼ 0.25% · 3.875%
HK$116,332
−HK$3,566/mo
Today · 4.125%
HK$119,898
baseline
▲ 0.50% · 4.625%
HK$127,193
+HK$7,295/mo
Deposit HK$16.49M · loan HK$24.74M · min. income ≈ HK$239,796/mo (50% DSR)
Upfront cash ≈ HK$18.25M (deposit + AVD stamp duty HK$1,752,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,514
−HK$6,781/mo
▼ 0.25% · 3.875%
HK$128,880
−HK$3,415/mo
Today · 4.125%
HK$132,295
baseline
▲ 0.50% · 4.625%
HK$139,269
+HK$6,974/mo
Deposit HK$16.49M · loan HK$24.74M · min. income ≈ HK$264,590/mo (50% DSR)
Upfront cash ≈ HK$18.25M (deposit + AVD stamp duty HK$1,752,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,627
−HK$8,254/mo
▼ 0.25% · 3.875%
HK$135,721
−HK$4,160/mo
Today · 4.125%
HK$139,881
baseline
▲ 0.50% · 4.625%
HK$148,392
+HK$8,511/mo
Deposit HK$12.37M · loan HK$28.86M · min. income ≈ HK$279,762/mo (50% DSR)
Upfront cash ≈ HK$14.12M (deposit + AVD stamp duty HK$1,752,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,433
−HK$7,912/mo
▼ 0.25% · 3.875%
HK$150,361
−HK$3,984/mo
Today · 4.125%
HK$154,345
baseline
▲ 0.50% · 4.625%
HK$162,480
+HK$8,135/mo
Deposit HK$12.37M · loan HK$28.86M · min. income ≈ HK$308,690/mo (50% DSR)
Upfront cash ≈ HK$14.12M (deposit + AVD stamp duty HK$1,752,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,234
−HK$10,613/mo
▼ 0.25% · 3.875%
HK$174,498
−HK$5,349/mo
Today · 4.125%
HK$179,847
baseline
▲ 0.50% · 4.625%
HK$190,790
+HK$10,943/mo
Deposit HK$4.12M · loan HK$37.11M · min. income ≈ HK$359,694/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$1,752,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,271
−HK$10,172/mo
▼ 0.25% · 3.875%
HK$193,321
−HK$5,122/mo
Today · 4.125%
HK$198,443
baseline
▲ 0.50% · 4.625%
HK$208,903
+HK$10,460/mo
Deposit HK$4.12M · loan HK$37.11M · min. income ≈ HK$396,886/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$1,752,350 · Scale 2, in force from 26 Feb 2026)