LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,020
−HK$5,896/mo
▼ 0.25% · 3.875%
HK$96,944
−HK$2,972/mo
Today · 4.125%
HK$99,916
baseline
▲ 0.50% · 4.625%
HK$105,995
+HK$6,079/mo
Deposit HK$20.62M · loan HK$20.62M · min. income ≈ HK$199,832/mo (50% DSR)
Upfront cash ≈ HK$22.37M (deposit + AVD stamp duty HK$1,752,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,596
−HK$5,651/mo
▼ 0.25% · 3.875%
HK$107,401
−HK$2,846/mo
Today · 4.125%
HK$110,247
baseline
▲ 0.50% · 4.625%
HK$116,058
+HK$5,811/mo
Deposit HK$20.62M · loan HK$20.62M · min. income ≈ HK$220,494/mo (50% DSR)
Upfront cash ≈ HK$22.37M (deposit + AVD stamp duty HK$1,752,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,824
−HK$7,075/mo
▼ 0.25% · 3.875%
HK$116,333
−HK$3,566/mo
Today · 4.125%
HK$119,899
baseline
▲ 0.50% · 4.625%
HK$127,194
+HK$7,295/mo
Deposit HK$16.49M · loan HK$24.74M · min. income ≈ HK$239,798/mo (50% DSR)
Upfront cash ≈ HK$18.25M (deposit + AVD stamp duty HK$1,752,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,515
−HK$6,782/mo
▼ 0.25% · 3.875%
HK$128,882
−HK$3,415/mo
Today · 4.125%
HK$132,297
baseline
▲ 0.50% · 4.625%
HK$139,270
+HK$6,973/mo
Deposit HK$16.49M · loan HK$24.74M · min. income ≈ HK$264,594/mo (50% DSR)
Upfront cash ≈ HK$18.25M (deposit + AVD stamp duty HK$1,752,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,628
−HK$8,254/mo
▼ 0.25% · 3.875%
HK$135,722
−HK$4,160/mo
Today · 4.125%
HK$139,882
baseline
▲ 0.50% · 4.625%
HK$148,393
+HK$8,511/mo
Deposit HK$12.37M · loan HK$28.86M · min. income ≈ HK$279,764/mo (50% DSR)
Upfront cash ≈ HK$14.12M (deposit + AVD stamp duty HK$1,752,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,435
−HK$7,911/mo
▼ 0.25% · 3.875%
HK$150,362
−HK$3,984/mo
Today · 4.125%
HK$154,346
baseline
▲ 0.50% · 4.625%
HK$162,482
+HK$8,136/mo
Deposit HK$12.37M · loan HK$28.86M · min. income ≈ HK$308,692/mo (50% DSR)
Upfront cash ≈ HK$14.12M (deposit + AVD stamp duty HK$1,752,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,236
−HK$10,612/mo
▼ 0.25% · 3.875%
HK$174,500
−HK$5,348/mo
Today · 4.125%
HK$179,848
baseline
▲ 0.50% · 4.625%
HK$190,792
+HK$10,944/mo
Deposit HK$4.12M · loan HK$37.11M · min. income ≈ HK$359,696/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$1,752,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,273
−HK$10,172/mo
▼ 0.25% · 3.875%
HK$193,322
−HK$5,123/mo
Today · 4.125%
HK$198,445
baseline
▲ 0.50% · 4.625%
HK$208,905
+HK$10,460/mo
Deposit HK$4.12M · loan HK$37.11M · min. income ≈ HK$396,890/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$1,752,366 · Scale 2, in force from 26 Feb 2026)