LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,030
−HK$5,897/mo
▼ 0.25% · 3.875%
HK$96,955
−HK$2,972/mo
Today · 4.125%
HK$99,927
baseline
▲ 0.50% · 4.625%
HK$106,007
+HK$6,080/mo
Deposit HK$20.62M · loan HK$20.62M · min. income ≈ HK$199,854/mo (50% DSR)
Upfront cash ≈ HK$22.37M (deposit + AVD stamp duty HK$1,752,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,608
−HK$5,652/mo
▼ 0.25% · 3.875%
HK$107,413
−HK$2,847/mo
Today · 4.125%
HK$110,260
baseline
▲ 0.50% · 4.625%
HK$116,072
+HK$5,812/mo
Deposit HK$20.62M · loan HK$20.62M · min. income ≈ HK$220,520/mo (50% DSR)
Upfront cash ≈ HK$22.37M (deposit + AVD stamp duty HK$1,752,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,837
−HK$7,075/mo
▼ 0.25% · 3.875%
HK$116,346
−HK$3,566/mo
Today · 4.125%
HK$119,912
baseline
▲ 0.50% · 4.625%
HK$127,209
+HK$7,297/mo
Deposit HK$16.49M · loan HK$24.74M · min. income ≈ HK$239,824/mo (50% DSR)
Upfront cash ≈ HK$18.25M (deposit + AVD stamp duty HK$1,752,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,530
−HK$6,781/mo
▼ 0.25% · 3.875%
HK$128,896
−HK$3,415/mo
Today · 4.125%
HK$132,311
baseline
▲ 0.50% · 4.625%
HK$139,286
+HK$6,975/mo
Deposit HK$16.49M · loan HK$24.74M · min. income ≈ HK$264,622/mo (50% DSR)
Upfront cash ≈ HK$18.25M (deposit + AVD stamp duty HK$1,752,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,643
−HK$8,255/mo
▼ 0.25% · 3.875%
HK$135,737
−HK$4,161/mo
Today · 4.125%
HK$139,898
baseline
▲ 0.50% · 4.625%
HK$148,410
+HK$8,512/mo
Deposit HK$12.37M · loan HK$28.87M · min. income ≈ HK$279,796/mo (50% DSR)
Upfront cash ≈ HK$14.12M (deposit + AVD stamp duty HK$1,752,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,451
−HK$7,912/mo
▼ 0.25% · 3.875%
HK$150,379
−HK$3,984/mo
Today · 4.125%
HK$154,363
baseline
▲ 0.50% · 4.625%
HK$162,500
+HK$8,137/mo
Deposit HK$12.37M · loan HK$28.87M · min. income ≈ HK$308,726/mo (50% DSR)
Upfront cash ≈ HK$14.12M (deposit + AVD stamp duty HK$1,752,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,255
−HK$10,614/mo
▼ 0.25% · 3.875%
HK$174,520
−HK$5,349/mo
Today · 4.125%
HK$179,869
baseline
▲ 0.50% · 4.625%
HK$190,813
+HK$10,944/mo
Deposit HK$4.12M · loan HK$37.11M · min. income ≈ HK$359,738/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$1,752,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,294
−HK$10,173/mo
▼ 0.25% · 3.875%
HK$193,344
−HK$5,123/mo
Today · 4.125%
HK$198,467
baseline
▲ 0.50% · 4.625%
HK$208,929
+HK$10,462/mo
Deposit HK$4.12M · loan HK$37.11M · min. income ≈ HK$396,934/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$1,752,564 · Scale 2, in force from 26 Feb 2026)