LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,033
−HK$5,896/mo
▼ 0.25% · 3.875%
HK$96,958
−HK$2,971/mo
Today · 4.125%
HK$99,929
baseline
▲ 0.50% · 4.625%
HK$106,010
+HK$6,081/mo
Deposit HK$20.62M · loan HK$20.62M · min. income ≈ HK$199,858/mo (50% DSR)
Upfront cash ≈ HK$22.37M (deposit + AVD stamp duty HK$1,752,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,610
−HK$5,652/mo
▼ 0.25% · 3.875%
HK$107,416
−HK$2,846/mo
Today · 4.125%
HK$110,262
baseline
▲ 0.50% · 4.625%
HK$116,074
+HK$5,812/mo
Deposit HK$20.62M · loan HK$20.62M · min. income ≈ HK$220,524/mo (50% DSR)
Upfront cash ≈ HK$22.37M (deposit + AVD stamp duty HK$1,752,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,839
−HK$7,076/mo
▼ 0.25% · 3.875%
HK$116,349
−HK$3,566/mo
Today · 4.125%
HK$119,915
baseline
▲ 0.50% · 4.625%
HK$127,212
+HK$7,297/mo
Deposit HK$16.50M · loan HK$24.74M · min. income ≈ HK$239,830/mo (50% DSR)
Upfront cash ≈ HK$18.25M (deposit + AVD stamp duty HK$1,752,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,533
−HK$6,782/mo
▼ 0.25% · 3.875%
HK$128,899
−HK$3,416/mo
Today · 4.125%
HK$132,315
baseline
▲ 0.50% · 4.625%
HK$139,289
+HK$6,974/mo
Deposit HK$16.50M · loan HK$24.74M · min. income ≈ HK$264,630/mo (50% DSR)
Upfront cash ≈ HK$18.25M (deposit + AVD stamp duty HK$1,752,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,646
−HK$8,255/mo
▼ 0.25% · 3.875%
HK$135,741
−HK$4,160/mo
Today · 4.125%
HK$139,901
baseline
▲ 0.50% · 4.625%
HK$148,414
+HK$8,513/mo
Deposit HK$12.37M · loan HK$28.87M · min. income ≈ HK$279,802/mo (50% DSR)
Upfront cash ≈ HK$14.12M (deposit + AVD stamp duty HK$1,752,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,455
−HK$7,912/mo
▼ 0.25% · 3.875%
HK$150,383
−HK$3,984/mo
Today · 4.125%
HK$154,367
baseline
▲ 0.50% · 4.625%
HK$162,504
+HK$8,137/mo
Deposit HK$12.37M · loan HK$28.87M · min. income ≈ HK$308,734/mo (50% DSR)
Upfront cash ≈ HK$14.12M (deposit + AVD stamp duty HK$1,752,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,259
−HK$10,614/mo
▼ 0.25% · 3.875%
HK$174,524
−HK$5,349/mo
Today · 4.125%
HK$179,873
baseline
▲ 0.50% · 4.625%
HK$190,818
+HK$10,945/mo
Deposit HK$4.12M · loan HK$37.11M · min. income ≈ HK$359,746/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$1,752,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,299
−HK$10,173/mo
▼ 0.25% · 3.875%
HK$193,349
−HK$5,123/mo
Today · 4.125%
HK$198,472
baseline
▲ 0.50% · 4.625%
HK$208,934
+HK$10,462/mo
Deposit HK$4.12M · loan HK$37.11M · min. income ≈ HK$396,944/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$1,752,607 · Scale 2, in force from 26 Feb 2026)