LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,035
−HK$5,897/mo
▼ 0.25% · 3.875%
HK$96,960
−HK$2,972/mo
Today · 4.125%
HK$99,932
baseline
▲ 0.50% · 4.625%
HK$106,013
+HK$6,081/mo
Deposit HK$20.62M · loan HK$20.62M · min. income ≈ HK$199,864/mo (50% DSR)
Upfront cash ≈ HK$22.37M (deposit + AVD stamp duty HK$1,752,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,613
−HK$5,652/mo
▼ 0.25% · 3.875%
HK$107,419
−HK$2,846/mo
Today · 4.125%
HK$110,265
baseline
▲ 0.50% · 4.625%
HK$116,077
+HK$5,812/mo
Deposit HK$20.62M · loan HK$20.62M · min. income ≈ HK$220,530/mo (50% DSR)
Upfront cash ≈ HK$22.37M (deposit + AVD stamp duty HK$1,752,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,842
−HK$7,076/mo
▼ 0.25% · 3.875%
HK$116,352
−HK$3,566/mo
Today · 4.125%
HK$119,918
baseline
▲ 0.50% · 4.625%
HK$127,215
+HK$7,297/mo
Deposit HK$16.50M · loan HK$24.74M · min. income ≈ HK$239,836/mo (50% DSR)
Upfront cash ≈ HK$18.25M (deposit + AVD stamp duty HK$1,752,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,536
−HK$6,782/mo
▼ 0.25% · 3.875%
HK$128,902
−HK$3,416/mo
Today · 4.125%
HK$132,318
baseline
▲ 0.50% · 4.625%
HK$139,293
+HK$6,975/mo
Deposit HK$16.50M · loan HK$24.74M · min. income ≈ HK$264,636/mo (50% DSR)
Upfront cash ≈ HK$18.25M (deposit + AVD stamp duty HK$1,752,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,649
−HK$8,256/mo
▼ 0.25% · 3.875%
HK$135,744
−HK$4,161/mo
Today · 4.125%
HK$139,905
baseline
▲ 0.50% · 4.625%
HK$148,418
+HK$8,513/mo
Deposit HK$12.37M · loan HK$28.87M · min. income ≈ HK$279,810/mo (50% DSR)
Upfront cash ≈ HK$14.12M (deposit + AVD stamp duty HK$1,752,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,458
−HK$7,913/mo
▼ 0.25% · 3.875%
HK$150,386
−HK$3,985/mo
Today · 4.125%
HK$154,371
baseline
▲ 0.50% · 4.625%
HK$162,508
+HK$8,137/mo
Deposit HK$12.37M · loan HK$28.87M · min. income ≈ HK$308,742/mo (50% DSR)
Upfront cash ≈ HK$14.12M (deposit + AVD stamp duty HK$1,752,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,263
−HK$10,614/mo
▼ 0.25% · 3.875%
HK$174,528
−HK$5,349/mo
Today · 4.125%
HK$179,877
baseline
▲ 0.50% · 4.625%
HK$190,823
+HK$10,946/mo
Deposit HK$4.12M · loan HK$37.11M · min. income ≈ HK$359,754/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$1,752,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,304
−HK$10,173/mo
▼ 0.25% · 3.875%
HK$193,354
−HK$5,123/mo
Today · 4.125%
HK$198,477
baseline
▲ 0.50% · 4.625%
HK$208,939
+HK$10,462/mo
Deposit HK$4.12M · loan HK$37.11M · min. income ≈ HK$396,954/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$1,752,650 · Scale 2, in force from 26 Feb 2026)