LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,404
−HK$590/mo
▼ 0.25% · 3.875%
HK$9,696
−HK$298/mo
Today · 4.125%
HK$9,994
baseline
▲ 0.50% · 4.625%
HK$10,602
+HK$608/mo
Deposit HK$2.06M · loan HK$2.06M · min. income ≈ HK$19,988/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$24,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,462
−HK$565/mo
▼ 0.25% · 3.875%
HK$10,742
−HK$285/mo
Today · 4.125%
HK$11,027
baseline
▲ 0.50% · 4.625%
HK$11,608
+HK$581/mo
Deposit HK$2.06M · loan HK$2.06M · min. income ≈ HK$22,054/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$24,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,285
−HK$707/mo
▼ 0.25% · 3.875%
HK$11,636
−HK$356/mo
Today · 4.125%
HK$11,992
baseline
▲ 0.50% · 4.625%
HK$12,722
+HK$730/mo
Deposit HK$1.65M · loan HK$2.47M · min. income ≈ HK$23,984/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$24,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,554
−HK$678/mo
▼ 0.25% · 3.875%
HK$12,891
−HK$341/mo
Today · 4.125%
HK$13,232
baseline
▲ 0.50% · 4.625%
HK$13,930
+HK$698/mo
Deposit HK$1.65M · loan HK$2.47M · min. income ≈ HK$26,464/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$24,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,165
−HK$826/mo
▼ 0.25% · 3.875%
HK$13,575
−HK$416/mo
Today · 4.125%
HK$13,991
baseline
▲ 0.50% · 4.625%
HK$14,842
+HK$851/mo
Deposit HK$1.24M · loan HK$2.89M · min. income ≈ HK$27,982/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$24,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,646
−HK$792/mo
▼ 0.25% · 3.875%
HK$15,039
−HK$399/mo
Today · 4.125%
HK$15,438
baseline
▲ 0.50% · 4.625%
HK$16,251
+HK$813/mo
Deposit HK$1.24M · loan HK$2.89M · min. income ≈ HK$30,876/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$24,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,927
−HK$1,061/mo
▼ 0.25% · 3.875%
HK$17,453
−HK$535/mo
Today · 4.125%
HK$17,988
baseline
▲ 0.50% · 4.625%
HK$19,083
+HK$1,095/mo
Deposit HK$412K · loan HK$3.71M · min. income ≈ HK$35,976/mo (50% DSR)
Upfront cash ≈ HK$437K (deposit + AVD stamp duty HK$24,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,831
−HK$1,017/mo
▼ 0.25% · 3.875%
HK$19,336
−HK$512/mo
Today · 4.125%
HK$19,848
baseline
▲ 0.50% · 4.625%
HK$20,895
+HK$1,047/mo
Deposit HK$412K · loan HK$3.71M · min. income ≈ HK$39,696/mo (50% DSR)
Upfront cash ≈ HK$437K (deposit + AVD stamp duty HK$24,908 · Scale 2, in force from 26 Feb 2026)