LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,404
−HK$590/mo
▼ 0.25% · 3.875%
HK$9,697
−HK$297/mo
Today · 4.125%
HK$9,994
baseline
▲ 0.50% · 4.625%
HK$10,602
+HK$608/mo
Deposit HK$2.06M · loan HK$2.06M · min. income ≈ HK$19,988/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$24,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,462
−HK$565/mo
▼ 0.25% · 3.875%
HK$10,743
−HK$284/mo
Today · 4.125%
HK$11,027
baseline
▲ 0.50% · 4.625%
HK$11,609
+HK$582/mo
Deposit HK$2.06M · loan HK$2.06M · min. income ≈ HK$22,054/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$24,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,285
−HK$708/mo
▼ 0.25% · 3.875%
HK$11,636
−HK$357/mo
Today · 4.125%
HK$11,993
baseline
▲ 0.50% · 4.625%
HK$12,722
+HK$729/mo
Deposit HK$1.65M · loan HK$2.47M · min. income ≈ HK$23,986/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$24,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,554
−HK$679/mo
▼ 0.25% · 3.875%
HK$12,891
−HK$342/mo
Today · 4.125%
HK$13,233
baseline
▲ 0.50% · 4.625%
HK$13,930
+HK$697/mo
Deposit HK$1.65M · loan HK$2.47M · min. income ≈ HK$26,466/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$24,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,166
−HK$825/mo
▼ 0.25% · 3.875%
HK$13,575
−HK$416/mo
Today · 4.125%
HK$13,991
baseline
▲ 0.50% · 4.625%
HK$14,843
+HK$852/mo
Deposit HK$1.24M · loan HK$2.89M · min. income ≈ HK$27,982/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$24,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,647
−HK$791/mo
▼ 0.25% · 3.875%
HK$15,040
−HK$398/mo
Today · 4.125%
HK$15,438
baseline
▲ 0.50% · 4.625%
HK$16,252
+HK$814/mo
Deposit HK$1.24M · loan HK$2.89M · min. income ≈ HK$30,876/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$24,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,927
−HK$1,062/mo
▼ 0.25% · 3.875%
HK$17,454
−HK$535/mo
Today · 4.125%
HK$17,989
baseline
▲ 0.50% · 4.625%
HK$19,084
+HK$1,095/mo
Deposit HK$412K · loan HK$3.71M · min. income ≈ HK$35,978/mo (50% DSR)
Upfront cash ≈ HK$437K (deposit + AVD stamp duty HK$24,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,832
−HK$1,017/mo
▼ 0.25% · 3.875%
HK$19,337
−HK$512/mo
Today · 4.125%
HK$19,849
baseline
▲ 0.50% · 4.625%
HK$20,895
+HK$1,046/mo
Deposit HK$412K · loan HK$3.71M · min. income ≈ HK$39,698/mo (50% DSR)
Upfront cash ≈ HK$437K (deposit + AVD stamp duty HK$24,932 · Scale 2, in force from 26 Feb 2026)