LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,046
−HK$5,897/mo
▼ 0.25% · 3.875%
HK$96,971
−HK$2,972/mo
Today · 4.125%
HK$99,943
baseline
▲ 0.50% · 4.625%
HK$106,024
+HK$6,081/mo
Deposit HK$20.62M · loan HK$20.62M · min. income ≈ HK$199,886/mo (50% DSR)
Upfront cash ≈ HK$22.37M (deposit + AVD stamp duty HK$1,752,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,625
−HK$5,652/mo
▼ 0.25% · 3.875%
HK$107,431
−HK$2,846/mo
Today · 4.125%
HK$110,277
baseline
▲ 0.50% · 4.625%
HK$116,090
+HK$5,813/mo
Deposit HK$20.62M · loan HK$20.62M · min. income ≈ HK$220,554/mo (50% DSR)
Upfront cash ≈ HK$22.37M (deposit + AVD stamp duty HK$1,752,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,855
−HK$7,077/mo
▼ 0.25% · 3.875%
HK$116,365
−HK$3,567/mo
Today · 4.125%
HK$119,932
baseline
▲ 0.50% · 4.625%
HK$127,229
+HK$7,297/mo
Deposit HK$16.50M · loan HK$24.75M · min. income ≈ HK$239,864/mo (50% DSR)
Upfront cash ≈ HK$18.25M (deposit + AVD stamp duty HK$1,752,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,550
−HK$6,783/mo
▼ 0.25% · 3.875%
HK$128,917
−HK$3,416/mo
Today · 4.125%
HK$132,333
baseline
▲ 0.50% · 4.625%
HK$139,308
+HK$6,975/mo
Deposit HK$16.50M · loan HK$24.75M · min. income ≈ HK$264,666/mo (50% DSR)
Upfront cash ≈ HK$18.25M (deposit + AVD stamp duty HK$1,752,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,664
−HK$8,256/mo
▼ 0.25% · 3.875%
HK$135,759
−HK$4,161/mo
Today · 4.125%
HK$139,920
baseline
▲ 0.50% · 4.625%
HK$148,434
+HK$8,514/mo
Deposit HK$12.37M · loan HK$28.87M · min. income ≈ HK$279,840/mo (50% DSR)
Upfront cash ≈ HK$14.13M (deposit + AVD stamp duty HK$1,752,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,475
−HK$7,913/mo
▼ 0.25% · 3.875%
HK$150,403
−HK$3,985/mo
Today · 4.125%
HK$154,388
baseline
▲ 0.50% · 4.625%
HK$162,526
+HK$8,138/mo
Deposit HK$12.37M · loan HK$28.87M · min. income ≈ HK$308,776/mo (50% DSR)
Upfront cash ≈ HK$14.13M (deposit + AVD stamp duty HK$1,752,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,282
−HK$10,615/mo
▼ 0.25% · 3.875%
HK$174,548
−HK$5,349/mo
Today · 4.125%
HK$179,897
baseline
▲ 0.50% · 4.625%
HK$190,844
+HK$10,947/mo
Deposit HK$4.12M · loan HK$37.12M · min. income ≈ HK$359,794/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$1,752,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,324
−HK$10,175/mo
▼ 0.25% · 3.875%
HK$193,375
−HK$5,124/mo
Today · 4.125%
HK$198,499
baseline
▲ 0.50% · 4.625%
HK$208,962
+HK$10,463/mo
Deposit HK$4.12M · loan HK$37.12M · min. income ≈ HK$396,998/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$1,752,845 · Scale 2, in force from 26 Feb 2026)