LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,047
−HK$5,897/mo
▼ 0.25% · 3.875%
HK$96,972
−HK$2,972/mo
Today · 4.125%
HK$99,944
baseline
▲ 0.50% · 4.625%
HK$106,025
+HK$6,081/mo
Deposit HK$20.62M · loan HK$20.62M · min. income ≈ HK$199,888/mo (50% DSR)
Upfront cash ≈ HK$22.37M (deposit + AVD stamp duty HK$1,752,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,626
−HK$5,652/mo
▼ 0.25% · 3.875%
HK$107,432
−HK$2,846/mo
Today · 4.125%
HK$110,278
baseline
▲ 0.50% · 4.625%
HK$116,091
+HK$5,813/mo
Deposit HK$20.62M · loan HK$20.62M · min. income ≈ HK$220,556/mo (50% DSR)
Upfront cash ≈ HK$22.37M (deposit + AVD stamp duty HK$1,752,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,856
−HK$7,077/mo
▼ 0.25% · 3.875%
HK$116,366
−HK$3,567/mo
Today · 4.125%
HK$119,933
baseline
▲ 0.50% · 4.625%
HK$127,231
+HK$7,298/mo
Deposit HK$16.50M · loan HK$24.75M · min. income ≈ HK$239,866/mo (50% DSR)
Upfront cash ≈ HK$18.25M (deposit + AVD stamp duty HK$1,752,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,551
−HK$6,783/mo
▼ 0.25% · 3.875%
HK$128,918
−HK$3,416/mo
Today · 4.125%
HK$132,334
baseline
▲ 0.50% · 4.625%
HK$139,310
+HK$6,976/mo
Deposit HK$16.50M · loan HK$24.75M · min. income ≈ HK$264,668/mo (50% DSR)
Upfront cash ≈ HK$18.25M (deposit + AVD stamp duty HK$1,752,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,665
−HK$8,257/mo
▼ 0.25% · 3.875%
HK$135,761
−HK$4,161/mo
Today · 4.125%
HK$139,922
baseline
▲ 0.50% · 4.625%
HK$148,436
+HK$8,514/mo
Deposit HK$12.37M · loan HK$28.87M · min. income ≈ HK$279,844/mo (50% DSR)
Upfront cash ≈ HK$14.13M (deposit + AVD stamp duty HK$1,752,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,476
−HK$7,914/mo
▼ 0.25% · 3.875%
HK$150,405
−HK$3,985/mo
Today · 4.125%
HK$154,390
baseline
▲ 0.50% · 4.625%
HK$162,528
+HK$8,138/mo
Deposit HK$12.37M · loan HK$28.87M · min. income ≈ HK$308,780/mo (50% DSR)
Upfront cash ≈ HK$14.13M (deposit + AVD stamp duty HK$1,752,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,284
−HK$10,615/mo
▼ 0.25% · 3.875%
HK$174,549
−HK$5,350/mo
Today · 4.125%
HK$179,899
baseline
▲ 0.50% · 4.625%
HK$190,846
+HK$10,947/mo
Deposit HK$4.12M · loan HK$37.12M · min. income ≈ HK$359,798/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$1,752,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,326
−HK$10,175/mo
▼ 0.25% · 3.875%
HK$193,377
−HK$5,124/mo
Today · 4.125%
HK$198,501
baseline
▲ 0.50% · 4.625%
HK$208,964
+HK$10,463/mo
Deposit HK$4.12M · loan HK$37.12M · min. income ≈ HK$397,002/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$1,752,864 · Scale 2, in force from 26 Feb 2026)