LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,051
−HK$5,898/mo
▼ 0.25% · 3.875%
HK$96,977
−HK$2,972/mo
Today · 4.125%
HK$99,949
baseline
▲ 0.50% · 4.625%
HK$106,031
+HK$6,082/mo
Deposit HK$20.62M · loan HK$20.62M · min. income ≈ HK$199,898/mo (50% DSR)
Upfront cash ≈ HK$22.38M (deposit + AVD stamp duty HK$1,752,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,631
−HK$5,653/mo
▼ 0.25% · 3.875%
HK$107,437
−HK$2,847/mo
Today · 4.125%
HK$110,284
baseline
▲ 0.50% · 4.625%
HK$116,097
+HK$5,813/mo
Deposit HK$20.62M · loan HK$20.62M · min. income ≈ HK$220,568/mo (50% DSR)
Upfront cash ≈ HK$22.38M (deposit + AVD stamp duty HK$1,752,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,861
−HK$7,078/mo
▼ 0.25% · 3.875%
HK$116,372
−HK$3,567/mo
Today · 4.125%
HK$119,939
baseline
▲ 0.50% · 4.625%
HK$127,237
+HK$7,298/mo
Deposit HK$16.50M · loan HK$24.75M · min. income ≈ HK$239,878/mo (50% DSR)
Upfront cash ≈ HK$18.25M (deposit + AVD stamp duty HK$1,752,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,557
−HK$6,784/mo
▼ 0.25% · 3.875%
HK$128,924
−HK$3,417/mo
Today · 4.125%
HK$132,341
baseline
▲ 0.50% · 4.625%
HK$139,316
+HK$6,975/mo
Deposit HK$16.50M · loan HK$24.75M · min. income ≈ HK$264,682/mo (50% DSR)
Upfront cash ≈ HK$18.25M (deposit + AVD stamp duty HK$1,752,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,672
−HK$8,256/mo
▼ 0.25% · 3.875%
HK$135,767
−HK$4,161/mo
Today · 4.125%
HK$139,928
baseline
▲ 0.50% · 4.625%
HK$148,443
+HK$8,515/mo
Deposit HK$12.37M · loan HK$28.87M · min. income ≈ HK$279,856/mo (50% DSR)
Upfront cash ≈ HK$14.13M (deposit + AVD stamp duty HK$1,752,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,483
−HK$7,914/mo
▼ 0.25% · 3.875%
HK$150,412
−HK$3,985/mo
Today · 4.125%
HK$154,397
baseline
▲ 0.50% · 4.625%
HK$162,536
+HK$8,139/mo
Deposit HK$12.37M · loan HK$28.87M · min. income ≈ HK$308,794/mo (50% DSR)
Upfront cash ≈ HK$14.13M (deposit + AVD stamp duty HK$1,752,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,292
−HK$10,616/mo
▼ 0.25% · 3.875%
HK$174,558
−HK$5,350/mo
Today · 4.125%
HK$179,908
baseline
▲ 0.50% · 4.625%
HK$190,855
+HK$10,947/mo
Deposit HK$4.12M · loan HK$37.12M · min. income ≈ HK$359,816/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$1,752,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,336
−HK$10,175/mo
▼ 0.25% · 3.875%
HK$193,387
−HK$5,124/mo
Today · 4.125%
HK$198,511
baseline
▲ 0.50% · 4.625%
HK$208,975
+HK$10,464/mo
Deposit HK$4.12M · loan HK$37.12M · min. income ≈ HK$397,022/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$1,752,948 · Scale 2, in force from 26 Feb 2026)